6478 Cypress Meadows
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6478 Cypress Meadows

D

Carmel Valley, CA 92130

$3,500,000
NEW — 2d on market

Beds

5

Baths

4.5

Sqft

3,759

Year Built

2015

Days on Market

2

Property Type

Single Family

HOA/mo

$206

MLS ID

260008558SD

This property is in Carmel Valley (92130). View neighborhood stats →

About This Property

Located in the highly sought-after Pacific Highlands Ranch community and within a top-rated school district, this exceptional two-story home blends comfort, style, and functionality. Designed for both everyday living and entertaining, the backyard is a true retreat—featuring a sparkling pool and spa, large covered patio, and seamless indoor-outdoor flow. Inside, you’ll find a formal living room with a cozy fireplace, along with a main-floor junior suite—ideal for guests or multigenerational living. The beautifully appointed kitchen showcases stainless steel appliances, quartz countertops, a large island with breakfast bar seating, and opens effortlessly to the spacious family room. Upstairs, a versatile loft offers additional living space perfect for a media room, office, or play area. The expansive primary suite is a private retreat, complete with balcony access, a walk-in closet, and a spa-inspired bathroom featuring dual vanities, a soaking tub, and a walk-in shower. Additional highlights include an attached 3-car garage and access to resort-style community amenities including a clubhouse, pool, spa, fitness center, and recreation areas. Ideally located near shopping, dining, parks, open space trails, golf, and with easy access to Highway 56—this home truly has it all.

Mortgage Calculator

Est. Monthly Payment

$22,425

Principal & Interest$17,698
Property Tax$3,500
Insurance$1,021
HOA$206
%($700,000)
%

Location

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Investment Score

0D
Est. Monthly Rent
$7,979
Monthly Cashflow

Rent − PITIA

$-14,446
Full Cashflow

Incl. vacancy, PM, maint, capex

$-19,198

Mortgage (P+I)
$17,698
Cap Rate
-0.51%
Cash-on-Cash
-32.91%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.36
Break-even Rent
$32,911

NOI (Annual)
$-17,998
Price-to-Rent

Lower = better for investors

36.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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