
5545 Red River Dr
Ctop 80%San Diego, CA 92120
One license per person in San Diego: whether you can hold it depends on you, not only the home.
8 licensed short-term rentals within ½ mile (5 whole home), from the cities' license and permit lists of Nov 1, 2026.
Pass at asking: -$7,516/mo full cashflow at 20% down, 7.49% rate.
Works at $575,595 (63% under asking), or at 90% down.
Rent $5,766/mo from 17 leases of 3–5 bed houses within 2 mi ($5,442–$5,861).
Beds
4
Baths
3
Sqft
2,347
Year Built
1967
Days on Market
—
Property Type
Single Family
HOA/mo
N/A
MLS ID
260025852SD
This property is in San Diego (92120). View neighborhood stats →
About This Property
Remodeled top to bottom, this 4-bedroom, 3-bath home offers about 2,347 sq ft of fresh, move-in-ready living on a large, private lot. Every space has been thoughtfully updated, from the open main living areas to the finishes throughout, giving you a new-construction feel in one of San Diego's most loved neighborhoods. The showpiece is the primary suite: a true retreat with serene canyon views and a spa-inspired bathroom that has to be seen to be believed. A flexible bonus room just off the suite works perfectly as a home office, gym, or media room. The oversized family room flows from the kitchen and dining areas, making the home just as easy for everyday living as it is for hosting. Outside, the expansive and private lot gives you room to relax, play, and entertain, with space rarely found at this level of finish. The 2-car garage adds storage and convenience. You're close to Lake Murray, Mission Trails, local schools, shopping, and quick freeway access. Homes like this don't come along often. Come see it in person.
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Est. Monthly Payment
$10,664
Location
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Zoned Schools
Elementary
Marvin Elementary · grades K-5 · San Diego Unified
Middle
Lewis Middle · grades 6-8 · San Diego Unified
High
Henry High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$5,766
Comp Average
$5,695
5964 Highplace Drive
4bd / 3ba · 2,273 sqft · Single Family
$1.50M
Est. $6,293/mo
8140 Hillandale Dr
5bd / 3ba · 2,273 sqft · Single Family
$1.38M
Est. $5,693/mo
5996 College
4bd / 3ba · 2,104 sqft · Single Family
$1.48M
Est. $5,761/mo
6264 Brynwood Ct.
3bd / 2ba · 2,307 sqft · Single Family
$1.45M
Est. $4,998/mo
6268 Lance Place
4bd / 3ba · 2,370 sqft · Single Family
$1.77M
Est. $5,731/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
17 leases of 3–5 bed houses within 2 mi · $5,442–$5,861
Blended 50/50 with the zip's market median ($5,867)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$7,516/mo short at 20% down; 90% down or +$9,761/mo rent closes it.
- Break-even price
- $575,595
- Break-even rent
- $15,527/mo
- Cashflow at 35% down
- −$5,892/mo
- Down payment to break even
- 90%
- Rate to break even
- Not reachable
63% under asking
$9,761/mo above the estimate
$1,395,000 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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