6415 Terraza Portico

6415 Terraza Portico

D

Carlsbad, CA 92009

$995,000
NEW — 7d on market

Beds

3

Baths

2.5

Sqft

1,406

Year Built

2002

Days on Market

7

Property Type

Townhouse

HOA/mo

$400

MLS ID

NDP2601331

Description

Situated within the gated Portico community of Rancho Carrillo, this fully remodeled 3-bed, 2.5-bath residence offers refined design and effortless living. The thoughtfully curated interior showcases luxury vinyl plank flooring, modern oak cabinetry, quartz countertops and a striking tiled fireplace that adds warmth and sophistication to the main living area. Tastefully updated bathrooms feature contemporary finishes and dual vanity sinks in the primary suite, creating a spa-inspired retreat. Designed for both relaxation and entertaining, the home opens to a spacious private patio, ideal for enjoying indoor-outdoor lifestyle. Additional highlights include a two-car garage and convenient in-garage laundry. Residents enjoy resort-style amenities, including 2 large community pools—one within Portico and another at the Rancho Carrillo Swim Center—along with scenic trails. Ideally situated near top-rated schools, Omni La Costa, Alga Norte Park, Leo Carrillo Ranch, premier shopping and dining, golf courses and renowned beaches, this home delivers a sophisticated coastal lifestyle in one of North County’s most desirable communities.

Mortgage Calculator

Est. Monthly Payment

$6,716

Principal & Interest$5,031
Property Tax$995
Insurance$290
HOA$400
%($199,000)
%

Investment Score

1D
Est. Monthly Rent

Zillow Rent Zestimate

$3,499
Monthly Cashflow
$-4,851

Mortgage (P+I)
$5,031
Cap Rate
0.22%
Cash-on-Cash
-29.25%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.70
Break-even Rent
$8,070

NOI (Annual)
$2,161
Price-to-Rent

Lower = better for investors

23.7

* Defaults: 20% down, 6.5% rate, 30yr.

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