637 Rios Avenue
DSolana Beach, CA 92075
Soft Appraisal Value: $2,680,600 · 2.6% above estimate
Beds
4
Baths
1.5
Sqft
1,232
Year Built
1960
Days on Market
16
Property Type
Single Family
HOA/mo
N/A
MLS ID
NDP2602424
Description
Rare opportunity to own on North Rios Avenue, one of Solana Beach’s most desirable coastal streets, with effortless access to the area’s best lifestyle amenities. Enjoy a short stroll to Fletcher Cove, Cardiff State Beach, the Cedros Design District, San Elijo Lagoon Preserve trailhead, beloved local cafés, live music venues, award-winning schools, and the iconic Solana Beach train station. Tucked toward the quiet northern end of the street, this charming single-level beach cottage sits on a private, fully fenced 9,000 sq ft flag lot set well back from the road, creating a peaceful, secluded setting surrounded by mature landscaping and coastal breezes. The home offers four bedrooms and one-and-a-half baths, warm hardwood flooring, and an updated kitchen featuring a Wolf range and Sub-Zero undercounter beverage refrigerator. The thoughtful single-level layout is bright, comfortable, and effortlessly functional. Outdoor living is equally inviting, with a spacious fenced yard, mature plantings, and a heated outdoor shower—perfect after a morning surf or sunset walk along the beach. A generous parking area provides abundant off-street parking for residents and guests. A timeless Solana Beach cottage offering privacy, charm, and an exceptional coastal lifestyle in the heart of town.
Mortgage Calculator
Est. Monthly Payment
$17,458
Comparable Properties
5 comps foundThis Property
$5,733
Comp Average
$6,370
725 Santa
3bd / 2ba · 1,608 sqft · Single Family
$2.00M
Est. $6,426/mo
843 Santa Regina
4bd / 2ba · 1,929 sqft · Single Family
$2.19M
Est. $6,557/mo
615 Camino Ynez
3bd / 2.5ba · 1,944 sqft · Townhouse
$1.79M
Est. $6,167/mo
701 Valley Ave
3bd / 2ba · 1,026 sqft · Single Family
$2.50M
Est. $4,919/mo
1265 Santa Luisa Drive
4bd / 2.5ba · 2,122 sqft · Single Family
$2.90M
Est. $7,780/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
Rent − PITI − HOA
Incl. vacancy, PM, maint, capex
⚠️ Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Defaults: 20% down, 6.5% rate, 30yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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