615 Camino Ynez

615 Camino Ynez

D

Solana Beach, CA 92075

$1,795,000

Soft Appraisal Value: $1,746,800 · 2.8% above estimate

Beds

3

Baths

2.5

Sqft

1,944

Year Built

1974

Days on Market

11

Property Type

Townhouse

HOA/mo

$825

MLS ID

260006372SD

Description

Nestled in the highly sought-after St. Francis Court, 615 Camino Ynez offers a rare opportunity to enjoy coastal living in one of Solana Beach’s most desirable neighborhoods. This thoughtfully designed 3-bedroom, 2.5-bath home features a coveted first-floor primary suite and approximately 1,944 sq ft of light-filled living space. Vaulted ceilings and abundant natural light define the open layout, complemented by updated, remodeled bathrooms and brand-new windows throughout. Recent improvements—including a new roof, furnace, kitchen sink, and water heater—ensure comfort, improved energy efficiency, and long-term confidence. Designed for seamless indoor-outdoor living, the home opens to a serene private courtyard and a large custom covered patio with sweeping views of expansive green space and the Lomas Santa Fe Golf Course. Mature trees, meticulous landscaping, and coastal breezes create a tranquil setting to enjoy year-round. Additional highlights include a 2-car garage with built-in storage and new epoxy flooring, a quiet no-through street, a peaceful neighborhood setting, and nearby award-winning schools. Just 1.5 miles from the beach, this home offers easy freeway access and is minutes from the Del Mar Racetrack, Cedros Design District, dining, shopping, and coastal conveniences.

Mortgage Calculator

Est. Monthly Payment

$12,220

Principal & Interest$9,076
Property Tax$1,795
Insurance$524
HOA$825
%($359,000)
%

Investment Score

0D
Est. Monthly Rent
$6,167
Monthly Cashflow

Rent − PITI − HOA

$-6,053
Full Cashflow

Incl. vacancy, PM, maint, capex

$-8,968

Mortgage (P+I)
$9,076
Cap Rate
0.07%
Cash-on-Cash
-29.98%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.50
Break-even Rent
$17,813

NOI (Annual)
$1,305
Price-to-Rent

Lower = better for investors

24.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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