1265 Santa Luisa Drive

1265 Santa Luisa Drive

D

Solana Beach, CA 92075

$2,899,500

Soft Appraisal Value: $2,822,600 · 2.7% above estimate

Beds

4

Baths

2.5

Sqft

2,122

Year Built

1974

Days on Market

8

Property Type

Single Family

HOA/mo

$75

MLS ID

NDP2602718

Description

Gracefully set along the rolling fairways of the Lomas Santa Fe Executive Golf Course, this refined 4-bedroom, 2.5-bath residence captures the essence of elevated coastal living—where light, space, and tranquility converge. Tucked within a quiet enclave of the coveted San Elijo Hills neighborhood, the home immediately impresses with soaring vaulted ceilings and an elegant, open-concept living and dining space. Sunlight pours through expansive windows, illuminating the interiors while framing serene, greenbelt and golf course vistas. A striking stone-clad (Taj Mahal Quartzite) fireplace anchors the main living area, adding warmth and architectural sophistication. Designed for seamless indoor-outdoor living, the heart of the home opens to an exceptional backyard setting. Newly reimagined with drought-tolerant landscaping, custom concrete hardscaping, and ambient landscape lighting, the grounds are both refined and low maintenance. A rare highlight is the expansive, sun-drenched grassy lawn—generous in scale and backing directly to the golf course—offering an idyllic setting for entertaining, play, or simply enjoying the peaceful, open surroundings. The thoughtfully updated kitchen with counter seating flows effortlessly into a welcoming family room with direct access to the outdoors, enhancing the home’s natural livability. Upstairs, the primary suite serves as a private retreat, complete with an adjoining office (can be converted back to the 4th bedroom) and a beautifully appointed ensuite bath featuring a walk-in shower. Two additional bedrooms and a full bath provide comfortable accommodations for family and guests. Modern upgrades include newly added air conditioning, a new furnace, and a new water heater, along with a 2-car attached garage—ensuring both comfort and convenience. Ideally located just moments from premier dining, shopping, parks, and scenic walking trails, and only a short drive to the beaches of Solana Beach, this residence offers a rare opportunity to enjoy a refined coastal lifestyle in a truly exceptional setting. New roof in 2009 and new hot water heater in 2023.

Mortgage Calculator

Est. Monthly Payment

$18,482

Principal & Interest$14,661
Property Tax$2,900
Insurance$846
HOA$75
%($579,900)
%

Investment Score

0D
Est. Monthly Rent
$7,780
Monthly Cashflow

Rent − PITI − HOA

$-10,702
Full Cashflow

Incl. vacancy, PM, maint, capex

$-14,908

Mortgage (P+I)
$14,661
Cap Rate
-0.10%
Cash-on-Cash
-30.85%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.42
Break-even Rent
$27,141

NOI (Annual)
$-2,954
Price-to-Rent

Lower = better for investors

31.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator