6333 College Grove Way #7107
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6333 College Grove Way #7107

Atop 10%

San Diego, CA 92115

$435,000
STR: check · no permits in this complex · TOT 12.75%

6 licensed short-term rentals within ½ mile (4 whole home), from the cities' license and permit lists of Nov 14, 2026.

No unit in this 75-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$1,568/mo full cashflow at 20% down, 7.36% rate.

Works at $229,859 (47% under asking), or at 73% down.

Rent $2,867/mo from 1 lease in this building (±1 bed).

Beds

2

Baths

1.5

Sqft

865

Year Built

1973

Days on Market

45

Property Type

Townhouse

HOA/mo

$451

MLS ID

PTP2607342

This property is in San Diego (92115). View neighborhood stats →

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About This Property

Desirable 2-bedroom, 1.5-bath end unit located in a quiet, gated community featuring three swimming pools! This inviting home features brand-new LVP flooring, fresh paint, and an open kitchen and dining area with granite countertops, newer cabinetry, and brand-new stainless steel appliances. Both bathrooms have been tastefully updated with granite countertops, newer vanities, and updated light fixtures. Enjoy your own private, fenced front patio, perfect for relaxing or entertaining. Conveniently located with easy freeway access and within walking distance of Marketplace at the Grove, including 24 Hour Fitness, Sam’s Club, Target, Kohl’s, Walmart, Starbucks, and more. A great combination of privacy, convenience, and community amenities!

Mortgage Calculator

Est. Monthly Payment

$3,413

Principal & Interest$2,400
Property Tax$435
Insurance$127
HOA$451
%($87,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    San Miguel Elementary · grades K-6 · Lemon Grove

  • Middle

    Lemon Grove Academy for the Sciences and Humanities · grades 6-8 · Lemon Grove

  • High

    Mount Miguel High · grades 9-12 · Grossmont Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

63A
Est. Monthly Rent
$2,867

1 lease in this building (±1 bed)

Blended 50/50 with a property-level estimate

Thin data: only 1 lease behind this number.

Monthly Cashflow

Rent − PITIA

-$546
Full Cashflow

Incl. vacancy, PM, maint, capex

-$1,568

What would make this work?

$1,568/mo short at 20% down; 73% down or +$2,036/mo rent closes it.

Break-even price

47% under asking

$229,859
Break-even rent

$2,036/mo above the estimate

$4,903/mo
Cashflow at 35% down
−$1,118/mo
Down payment to break even

$317,550 cash

73%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$2,400
Cap Rate
2.69%
Cash-on-Cash
-21.63%
DSCR

Need ≥ 1.25 for DSCR loan

0.84

NOI (Annual)
$11,705
Price-to-Rent

Lower = better for investors

12.6

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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ACashflow−$1,568/mo