
623 Via Bolivia
Btop 30%Vista, CA 92081
Pass at asking: -$2,650/mo full cashflow at 20% down, 7.43% rate.
Works at $299,995 (53% under asking), or at 80% down.
Rent $3,167/mo: zip market median for this bed count.
Beds
3
Baths
2
Sqft
1,520
Year Built
1983
Days on Market
0
Property Type
Manufactured
HOA/mo
$135
MLS ID
NDP2610142
This property is in Vista (92081). View neighborhood stats →
About This Property
Welcome to Vista Del Mar, one of Vista's desirable 55+ land-owned communities, where you OWN THE LAND with no space rent! This beautifully updated home offers an inviting combination of comfort, style, and easy Southern California living. Recent improvements include new flooring, fresh interior paint, dual-pane windows, and solar for added energy efficiency. One of the standout features is the new accordion-style sliding glass door that opens to the backyard, creating a wonderful indoor/outdoor living experience that's perfect for entertaining, relaxing, or simply enjoying Vista's beautiful year-round weather. Inside, you'll appreciate the spacious living areas, inviting fireplace, updated kitchen with quartz countertops, stainless steel appliances, and ample cabinetry. Situated on a corner lot near the community clubhouse, this home offers both convenience and an exceptional lifestyle. Vista Del Mar residents enjoy a variety of amenities, including a clubhouse, swimming pool, spa, fitness center, tennis and pickleball courts, billiards, and organized social activities. Conveniently located near shopping, restaurants, golf, and coastal attractions, with easy access to Highway 78 and North County San Diego. With so many improvements already completed, this is a wonderful opportunity to enjoy low-maintenance living in an established, amenity-rich community. Come experience everything Vista Del Mar has to offer!
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Est. Monthly Payment
$4,551
Location
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Comparable Properties
5 comps foundThis Property
$3,167
Comp Average
$3,595
1164 Via Santa Paulo
2bd / 2ba · 1,462 sqft · Manufactured
$519K
Est. $2,400/mo
1120 Harvest Lane
3bd / 2ba · 1,476 sqft · Single Family
$799K
Est. $3,982/mo
1826 Spyglass Cir
2bd / 2ba · 1,525 sqft · Single Family
$799K
Est. $3,823/mo
1606 Wesley Way
3bd / 2.5ba · 1,523 sqft · Single Family
$875K
Est. $3,997/mo
1810 Spyglass Cir
2bd / 2ba · 1,482 sqft · Single Family
$862K
Est. $3,772/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
Zip market median for this bed count
Thin data: no closed leases like this one nearby.
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$2,650/mo short at 20% down; 80% down or +$3,442/mo rent closes it.
- Break-even price
- $299,995
- Break-even rent
- $6,609/mo
- Cashflow at 35% down
- −$1,978/mo
- Down payment to break even
- 80%
- Rate to break even
- Not reachable
53% under asking
$3,442/mo above the estimate
$516,000 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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