623 Via Bolivia
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623 Via Bolivia

Btop 30%

Vista, CA 92081

$645,000
NEW — 0d

Pass at asking: -$2,650/mo full cashflow at 20% down, 7.43% rate.

Works at $299,995 (53% under asking), or at 80% down.

Rent $3,167/mo: zip market median for this bed count.

Beds

3

Baths

2

Sqft

1,520

Year Built

1983

Days on Market

0

Property Type

Manufactured

HOA/mo

$135

MLS ID

NDP2610142

This property is in Vista (92081). View neighborhood stats →

Virtual Tour

About This Property

Welcome to Vista Del Mar, one of Vista's desirable 55+ land-owned communities, where you OWN THE LAND with no space rent! This beautifully updated home offers an inviting combination of comfort, style, and easy Southern California living. Recent improvements include new flooring, fresh interior paint, dual-pane windows, and solar for added energy efficiency. One of the standout features is the new accordion-style sliding glass door that opens to the backyard, creating a wonderful indoor/outdoor living experience that's perfect for entertaining, relaxing, or simply enjoying Vista's beautiful year-round weather. Inside, you'll appreciate the spacious living areas, inviting fireplace, updated kitchen with quartz countertops, stainless steel appliances, and ample cabinetry. Situated on a corner lot near the community clubhouse, this home offers both convenience and an exceptional lifestyle. Vista Del Mar residents enjoy a variety of amenities, including a clubhouse, swimming pool, spa, fitness center, tennis and pickleball courts, billiards, and organized social activities. Conveniently located near shopping, restaurants, golf, and coastal attractions, with easy access to Highway 78 and North County San Diego. With so many improvements already completed, this is a wonderful opportunity to enjoy low-maintenance living in an established, amenity-rich community. Come experience everything Vista Del Mar has to offer!

Mortgage Calculator

Est. Monthly Payment

$4,551

Principal & Interest$3,583
Property Tax$645
Insurance$188
HOA$135
%($129,000)
%
Loan Term

Location

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Investment Score

44B
Est. Monthly Rent
$3,167

Zip market median for this bed count

Thin data: no closed leases like this one nearby.

Monthly Cashflow

Rent − PITIA

-$1,384
Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,650

What would make this work?

$2,650/mo short at 20% down; 80% down or +$3,442/mo rent closes it.

Break-even price

53% under asking

$299,995
Break-even rent

$3,442/mo above the estimate

$6,609/mo
Cashflow at 35% down
−$1,978/mo
Down payment to break even

$516,000 cash

80%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$3,583
Cap Rate
2.03%
Cash-on-Cash
-24.65%
DSCR

Need ≥ 1.25 for DSCR loan

0.70

NOI (Annual)
$13,097
Price-to-Rent

Lower = better for investors

17.0

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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BCashflow−$2,650/mo