6131 Rancho Mission Road
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6131 Rancho Mission Road #317

B

San Diego, CA 92108

$399,000
NEW — 0d

Soft Appraisal Value: $399,100 · 0.0% below estimate

Beds

1

Baths

1

Sqft

660

Year Built

1979

Days on Market

0

Property Type

Condo

HOA/mo

$575

MLS ID

260010829SD

This property is in San Diego (92108). View neighborhood stats →

About This Property

Welcome to Mission Valley living at its finest! This stunning loft-style condo offers the perfect blend of comfort, convenience, and modern design in one of San Diego’s most central and desirable locations. Featuring 1 bedroom, 1 bathroom, and 660 square feet of open-concept living space, this light and airy residence is filled with natural light thanks to its soaring high ceilings and expansive layout that creates an inviting sense of space throughout. The upgraded kitchen is designed to impress with stainless steel appliances, ample cabinetry, and seamless flow into the living and dining areas—perfect for entertaining or relaxing at home. The loft-inspired floorplan adds character and style rarely found at this price point. Enjoy resort-style amenities including a sparkling pool, spa, BBQ area, clubhouse, tennis courts, basketball court, multiple community laundry rooms, convenient trash room access, elevator and stair access, plus 1 assigned parking space with additional guest parking available. The low monthly HOA fee adds tremendous value by covering water, trash, pest control, common area maintenance, building maintenance, and all community amenities. Located in an incredibly walkable and commuter-friendly area, you’ll be minutes from Costco, IKEA, Lowe’s, Snapdragon Stadium, shopping, dining, trolley access, and major freeways. Perfect opportunity for a first-time buyer or investor looking to grow their portfolio in the heart of Mission Valley! Move-in ready and centrally located, this is your chance to own an affordable piece of San Diego in a thriving community!

Mortgage Calculator

Est. Monthly Payment

$3,108

Principal & Interest$2,018
Property Tax$399
Insurance$116
HOA$575
%($79,800)
%

Location

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Investment Score

54B
Est. Monthly Rent
$2,573
Monthly Cashflow

Rent − PITIA

$-535
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,459

Mortgage (P+I)
$2,018
Cap Rate
1.68%
Cash-on-Cash
-21.94%
DSCR

Need ≥ 1.25 for DSCR loan

0.83
Break-even Rent
$4,468

NOI (Annual)
$6,705
Price-to-Rent

Lower = better for investors

12.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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