6131 Rancho Mission Rd

6131 Rancho Mission Rd

D

San Diego, CA 92108

$399,000

Beds

1

Baths

1

Sqft

680

Year Built

1979

Days on Market

81

Property Type

Condo

HOA/mo

$575

MLS ID

2600466SD

Description

Discover comfort and convenience in this charming 1-bedroom, 1-bath condo nestled in the highly desirable Mission Verde community of Mission Valley. With 680 square feet of inviting living space, this home is ideally situated just a short stroll to Snapdragon Stadium and a quick drive to SDSU, shopping centers, dining, and major freeways—making it perfect for both everyday living and easy commuting. A rare bonus in this area, the unit comes with two assigned parking spaces plus extra storage for your seasonal or outdoor gear. The community offers resort-style amenities including a sparkling pool, relaxing hot tub, BBQ area, clubhouse, shared laundry facilities, as well as tennis and basketball courts—all designed to support an active and social lifestyle. This home offers a smart blend of location, lifestyle, and value in the heart of San Diego.

Mortgage Calculator

Est. Monthly Payment

$3,108

Principal & Interest$2,018
Property Tax$399
Insurance$116
HOA$575
%($79,800)
%

Investment Score

3D
Est. Monthly Rent
$2,287
Monthly Cashflow

Rent − PITI − HOA

$-821
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,679

Mortgage (P+I)
$2,018
Cap Rate
1.02%
Cash-on-Cash
-25.25%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.74
Break-even Rent
$4,468

NOI (Annual)
$4,062
Price-to-Rent

Lower = better for investors

14.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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