5895 Friars Rd

5895 Friars Rd

Ctop 80%

San Diego, CA 92110

$650,000
NEW — 0d
STR: check · no permits in this complex · TOT 12.75%

22 licensed short-term rentals within ½ mile (18 whole home), from the cities' license and permit lists of Nov 13, 2026.

No unit in this 68-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$3,268/mo full cashflow at 20% down, 7.36% rate.

Works at $222,378 (66% under asking), or at 93% down.

Rent $2,980/mo from 2 leases in this building ($2,875–$3,084).

Beds

2

Baths

2

Sqft

1,112

Year Built

1989

Days on Market

0

Property Type

Condo

HOA/mo

$595

MLS ID

260026965SD

This property is in San Diego (92110). View neighborhood stats →

About This Property

Welcome to 5895 Friars Rd #5107. This sprawling floor plan with separate living and entertaining spaces offers an open layout that flows between rest and relaxation in this well balanced 2 bedroom 2 bathroom home. Enter a living room flooded with natural light anchored with a gas fireplace that leads to your private veranda complete with a length of open patio space. The transition of living to dining, dining to kitchen area is lined with built in cabinetry framing the opportunity for culinary masterclasses or general meals and entertainment a breeze. Experience an oasis among one of San Diego's most desirable corridors located moments from Fashion Valley, Beaches, USD and more. The Courtyard community offers the quintessential southern California lifestyle with a feel and amenities beyond belief. Nearly 4.5 acres complete with pristine walking trails, mature greenery, picturesque 5 star resort style water features, multiple pool areas, tennis courts, gym, recreation rooms and more. 595 Friars Rd Unit 5107 is the perfect haven for the scrupulous owner and investor alike.

Mortgage Calculator

Est. Monthly Payment

$5,021

Principal & Interest$3,586
Property Tax$650
Insurance$190
HOA$595
%($130,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Carson Elementary · grades PK-5 · San Diego Unified

  • Middle

    Montgomery Middle · grades 6-8 · San Diego Unified

  • High

    Kearny Digital Media & Design · grades 9-12 · San Diego Unified

    or Kearny School of Biomedical Science and Technology · grades 9-12 · San Diego Unified

    or Kearny College Connections · grades 9-12 · San Diego Unified

    or Kearny Eng Innov & Design · grades 9-12 · San Diego Unified

    Choice area: the district lets families here pick either school.

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

26C
Est. Monthly Rent
$2,980

2 leases in this building · $2,875–$3,084

Thin data: only 2 leases behind this number.

Monthly Cashflow

Rent − PITIA

-$2,041
Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,268

What would make this work?

$3,268/mo short at 20% down; 93% down or +$4,244/mo rent closes it.

Break-even price

66% under asking

$222,378
Break-even rent

$4,244/mo above the estimate

$7,224/mo
Cashflow at 35% down
−$2,596/mo
Down payment to break even

$604,500 cash

93%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$3,586
Cap Rate
0.86%
Cash-on-Cash
-30.17%
DSCR

Need ≥ 1.25 for DSCR loan

0.59

NOI (Annual)
$5,603
Price-to-Rent

Lower = better for investors

18.2

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$3,268/mo