5873 Madra Avenue
1 / 20

5873 Madra Avenue

Ctop 80%

San Diego, CA 92120

$2,295,000
STR-eligible · San Diego Tier 3 · TOT 12.75%

One license per person in San Diego: whether you can hold it depends on you, not only the home.

12 licensed short-term rentals within ½ mile (7 whole home), from the cities' license and permit lists of Nov 10, 2026.

Pass at asking: -$11,992/mo full cashflow at 20% down, 7.43% rate.

Works at $733,559 (68% under asking), or at 96% down.

Rent $7,317/mo from 33 leases of 3–5 bed houses within 2 mi ($6,344–$7,248).

Beds

4

Baths

5

Sqft

3,747

Year Built

1976

Days on Market

94

Property Type

Single Family

HOA/mo

N/A

MLS ID

260019412SD

This property is in San Diego (92120). View neighborhood stats →

Virtual Tour

About This Property

Beautifully positioned on a generous 13,000-square-foot lot in the hills of coveted Del Cerro with commanding vista views extending to the Pacific Ocean. 5873 Madra Avenue has been thoughtfully reimagined to today’s highest standards across nearly 3,750 square feet of refined living space. Designed for effortless main-level living, the interior showcases an open-concept layout anchored by rich, wide-plank oak flooring throughout all living quarters and bedrooms. The principal living and dining spaces center around a gorgeous kitchen featuring a large waterfall island, while a vanishing retractable glass wall seamlessly transitions the room to an expansive view deck framing those incredible coastal vistas. Conveniently sharing this main floor is the primary sanctuary, featuring a spa-inspired bath and direct connection to the outdoor views. For optimal privacy, a separate corridor accommodates a second full suite with custom bath, plus two versatile bedrooms and an adjacent full bath—ideal for an executive office or wellness studio. Below, the lower level delivers exceptional multi-generational flexibility, functioning as a grand entertainment lounge or private guest suite. Outdoors, the broad yard creates a scenic backdrop for hosting, complemented by a 3-car garage and driveway parking for up to 5 additional vehicles. Located in beautiful Del Cerro, just minutes from fine shopping, dining, SDSU, Downtown San Diego, and San Diego International Airport.

Mortgage Calculator

Est. Monthly Payment

$15,714

Principal & Interest$12,750
Property Tax$2,295
Insurance$669
%($459,000)
%
Loan Term

Location

Loading map...

Zoned Schools

  • Elementary

    Hearst Elementary · grades K-5 · San Diego Unified

  • Middle

    Lewis Middle · grades 6-8 · San Diego Unified

  • High

    Henry High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

6C
Est. Monthly Rent
$7,317

33 leases of 3–5 bed houses within 2 mi · $6,344–$7,248

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$8,397
Full Cashflow

Incl. vacancy, PM, maint, capex

-$11,992

What would make this work?

$11,992/mo short at 20% down; 96% down or +$15,574/mo rent closes it.

Break-even price

68% under asking

$733,559
Break-even rent

$15,574/mo above the estimate

$22,891/mo
Cashflow at 35% down
−$9,602/mo
Down payment to break even

$2,203,200 cash

96%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$12,750
Cap Rate
0.59%
Cash-on-Cash
-31.35%
DSCR

Need ≥ 1.25 for DSCR loan

0.47

NOI (Annual)
$13,481
Price-to-Rent

Lower = better for investors

26.1

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Open Full Calculator
CCashflow−$11,992/mo