582 Chesterfield Circle
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582 Chesterfield Circle

D

San Marcos, CA 92069

$1,195,000
NEW — 1d

Soft Appraisal Value: $1,181,600 · 1.1% above estimate

Beds

5

Baths

3

Sqft

2,754

Year Built

2000

Days on Market

1

Property Type

Single Family

HOA/mo

$75

MLS ID

NDP2604395

This property is in San Marcos (92069). View neighborhood stats →

Virtual Tour

About This Property

Your light-filled retreat in Twin Oaks Valley Ranch awaits! Located in one of San Marcos’ most desirable communities, this beautifully maintained 5-bedroom, 3-bath home offers the ideal blend of space, functionality, and elevated everyday living—complete with a full bedroom and bath on the main level. Step inside to soaring ceilings and an abundance of natural light, creating an airy, welcoming feel from the moment you enter. The thoughtfully designed layout features both formal and casual living spaces, seamlessly connecting to a spacious family room with a striking stacked stone fireplace. At the heart of the home, the remodeled kitchen shines with quartz countertops, a marble tile backsplash, generous cabinetry, and a large center island with bar seating—perfect for gathering. Premium appliances including a 5-burner gas cooktop and double ovens (including one convection oven) make it as functional as it is beautiful. Upstairs, the expansive primary suite offers a true retreat with elevated hillside and golf course views, along with a spa-inspired ensuite featuring dual vanities, a soaking tub, walk-in shower, and a massive dual-entry walk-in closet. Additional bedrooms provide flexibility for guests, a home office, or evolving household needs—including one secondary bedroom with its own generously sized walk-in closet. A spacious upstairs laundry room adds everyday convenience exactly where you need it most. Enjoy indoor-outdoor living with a private backyard featuring a thoughtful blend of paved patio space and grassy area, offering the best of both worlds for entertaining, play, or relaxing. Additional highlights include a 3-car garage, Tesla charging station, and leased solar for energy efficiency. Set within the highly sought-after Twin Oaks Valley Ranch community, this home is just moments from the scenic Twin Oaks Golf Course, where rolling fairways and open space create a beautiful natural backdrop to daily life. Residents enjoy access to a community pool, parks, and nearby trails, along with close proximity to shopping, dining, and top-rated schools.

Mortgage Calculator

Est. Monthly Payment

$7,661

Principal & Interest$6,043
Property Tax$1,195
Insurance$349
HOA$75
%($239,000)
%

Location

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Investment Score

24D
Est. Monthly Rent
$5,494
Monthly Cashflow

Rent − PITIA

$-2,168
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,427

Mortgage (P+I)
$6,043
Cap Rate
1.62%
Cash-on-Cash
-22.23%
DSCR

Need ≥ 1.25 for DSCR loan

0.72
Break-even Rent
$11,243

NOI (Annual)
$19,387
Price-to-Rent

Lower = better for investors

18.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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