5806 Mission Center Rd B

5806 Mission Center Rd B

Ctop 80%

San Diego, CA 92123

$699,000

Pass at asking: -$3,208/mo full cashflow at 20% down, 7.49% rate.

Works at $283,040 (60% under asking), or at 86% down.

Rent $3,680/mo from 8 leases of 1–3 bed condos & townhomes within 0.5 mi ($3,914–$4,354).

Beds

2

Baths

2

Sqft

1,248

Year Built

1986

Days on Market

—

Property Type

Townhouse

HOA/mo

$650

MLS ID

260026071SD

This property is in San Diego (92123). View neighborhood stats →

About This Property

Come home to comfort, style, and the convenience of Mission Valley living. This beautifully upgraded two-bedroom residence offers an inviting, open-concept layout that makes everyday moments feel special--from morning coffee in the kitchen to evenings gathered around the fireplace. Sleek cabinetry, granite countertops, and stainless steel appliances create a kitchen equally suited to quiet meals and hosting friends, with an easy flow into the living area. Custom electric shutters and carefully selected finishes add a distinctive touch throughout. The primary suite provides a relaxing retreat, while the second bedroom offers space for guests or a home office. An upgraded guest bath completes the thoughtfully designed interior. Warm, polished, and full of personality, 5806 Mission Center Road, Unit B is a place to settle in and make your own. Come home to comfort, style, and the convenience of Mission Valley living. This beautifully upgraded two-bedroom residence offers an inviting, open-concept layout that makes everyday moments feel special--from morning coffee in the kitchen to evenings gathered around the fireplace. Sleek cabinetry, granite countertops, and stainless steel appliances create a kitchen equally suited to quiet meals and hosting friends, with an easy flow into the living area. Custom electric shutters and carefully selected finishes add a distinctive touch throughout. The primary suite provides a relaxing retreat, while the second bedroom offers space for guests or a home office. An upgraded guest bath completes the thoughtfully designed interior. Warm, polished, and full of personality, 5806 Mission Center Road, Unit B is a place to settle in and make your own.

Mortgage Calculator

Est. Monthly Payment

$5,459

Principal & Interest$3,906
Property Tax$699
Insurance$204
HOA$650
%($139,800)
%
Loan Term

Location

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Investment Score

33C
Est. Monthly Rent
$3,680

8 leases of 1–3 bed condos & townhomes within 0.5 mi · $3,914–$4,354

Blended 50/50 with the zip's market median ($3,222)

Monthly Cashflow

Rent − PITIA

-$1,779
Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,208

What would make this work?

$3,208/mo short at 20% down; 86% down or +$4,166/mo rent closes it.

Break-even price

60% under asking

$283,040
Break-even rent

$4,166/mo above the estimate

$7,846/mo
Cashflow at 35% down
−$2,476/mo
Down payment to break even

$601,140 cash

86%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$3,906
Cap Rate
1.51%
Cash-on-Cash
-27.54%
DSCR

Need ≥ 1.25 for DSCR loan

0.67

NOI (Annual)
$10,585
Price-to-Rent

Lower = better for investors

15.8

* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$3,208/mo