580 Camino De La Reina
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580 Camino De La Reina #321

B

San Diego, CA 92108

$659,000

Beds

2

Baths

2

Sqft

1,274

Year Built

1991

Days on Market

75

Property Type

Condo

HOA/mo

$582

MLS ID

260004616SD

This property is in San Diego (92108). View neighborhood stats →

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About This Property

Beautifully updated top-floor condo offering style, comfort, and an ideal layout! The split-bedroom floorplan provides excellent privacy, while the main living areas feature luxury vinyl flooring and both bedrooms offer newer carpet. The remodeled kitchen shines with refurbished cabinetry, newer countertops & appliances, and both bathrooms have been renovated with modern finishes. Enjoy the added peace and quiet of having no neighbors above. The community is perfectly situated along the river with direct access to the path from the complex, and residents enjoy resort-style amenities including a pool, spa, gym, and more. Move-in ready and designed for easy living!

Mortgage Calculator

Est. Monthly Payment

$4,765

Principal & Interest$3,332
Property Tax$659
Insurance$192
HOA$582
%($131,800)
%

Location

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Investment Score

55B
Est. Monthly Rent
$4,198
Monthly Cashflow

Rent − PITIA

$-567
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,082

Mortgage (P+I)
$3,332
Cap Rate
2.28%
Cash-on-Cash
-18.96%
DSCR

Need ≥ 1.25 for DSCR loan

0.88
Break-even Rent
$6,902

NOI (Annual)
$15,004
Price-to-Rent

Lower = better for investors

13.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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