5725 Soledad Mountain Rd.
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5725 Soledad Mountain Rd.

Ctop 80%

La Jolla, CA 92037

$2,800,000
NEW — 0d
STR-eligible · San Diego Tier 3 · TOT 12.75%

One license per person in San Diego: whether you can hold it depends on you, not only the home.

17 licensed short-term rentals within ½ mile (7 whole home), from the cities' license and permit lists of Nov 6, 2026.

Pass at asking: -$13,696/mo full cashflow at 20% down, 7.43% rate.

Works at $1,016,726 (64% under asking), or at 91% down.

Rent $10,142/mo from 8 leases of 3–5 bed houses within 0.5 mi ($11,709–$14,045).

Beds

4

Baths

3.5

Sqft

3,220

Year Built

2016

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

260026434SD

This property is in La Jolla (92037). View neighborhood stats →

About This Property

You will say WOW to the East-facing VIEWS from this move-in ready modern beauty. This property features 2 segments, a 2 story side with 3 bedrooms & 2.5 baths with an open floor-plan & modern finishes as well as an attached single story guest suite that was built by the owner for his parents to live in. The extra living space has a separate entrance and its own laundry & kitchenette. An entrepeneur or business owner may find it valuable as a home office, a gym, or it can be used for guest privacy or extra flexible living space for multigenerational living as initially intended. This space has also recently realized additional rental income and can otherwise be easily reincorporated into the home’s primary floor plan as a traditional large downstairs fourth bedroom and 3rd full bath with extra living space. Other features include Owned solar and a Tesla battery, a 3-car garage, a tankless water heater, and floor to ceiling sliders that gift natural light & indoor-outdoor living combining the view deck and the open living spaces. You'll enjoy the vistas stretching across the city, surrounding hillsides and beyond from multiple decks & the spacious balcony off the huge upstairs primary suite. You will say WOW to the East-facing VIEWS from this move-in ready modern beauty. This property features 2 segments, a 2 story side with 3 bedrooms & 2.5 baths with an open floor-plan & modern finishes as well as an attached single story guest suite that was built by the owner for his parents to live in. The extra living space has a separate entrance and its own laundry & kitchenette. An entrepeneur or business owner may find it valuable as a home office, a gym, or it can be used for guest privacy or extra flexible living space for multigenerational living as initially intended. This space has also recently realized additional rental income and can otherwise be easily reincorporated into the home’s primary floor plan as a traditional large downstairs fourth bedroom and 3rd full bath with extra living space.

Mortgage Calculator

Est. Monthly Payment

$19,172

Principal & Interest$15,555
Property Tax$2,800
Insurance$817
%($560,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    La Jolla Elementary · grades K-5 · San Diego Unified

  • Middle

    Muirlands Middle · grades 6-8 · San Diego Unified

  • High

    La Jolla High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

10C
Est. Monthly Rent
$10,142

8 leases of 3–5 bed houses within 0.5 mi · $11,709–$14,045

Blended 50/50 with the zip's market median ($7,943)

Monthly Cashflow

Rent − PITIA

-$9,030
Full Cashflow

Incl. vacancy, PM, maint, capex

-$13,696

What would make this work?

$13,696/mo short at 20% down; 91% down or +$17,787/mo rent closes it.

Break-even price

64% under asking

$1,016,726
Break-even rent

$17,787/mo above the estimate

$27,929/mo
Cashflow at 35% down
−$10,780/mo
Down payment to break even

$2,548,000 cash

91%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$15,555
Cap Rate
1.01%
Cash-on-Cash
-29.35%
DSCR

Need ≥ 1.25 for DSCR loan

0.53

NOI (Annual)
$28,393
Price-to-Rent

Lower = better for investors

23.0

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Open Full Calculator
CCashflow−$13,696/mo