5673 Linda Rosa Ave
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5673 Linda Rosa Ave

Dbottom 20%

La Jolla, CA 92037

$4,248,000
STR-eligible · San Diego Tier 3 · TOT 12.75%

One license per person in San Diego: whether you can hold it depends on you, not only the home.

79 licensed short-term rentals within ½ mile (47 whole home), from the cities' license and permit lists of Nov 3, 2026.

Pass at asking: -$24,745/mo full cashflow at 20% down, 7.49% rate.

Works at $1,039,953 (76% under asking); even all cash loses money at asking.

Rent $10,417/mo from 8 leases of 4-bed houses within 0.5 mi, same school area ($11,440–$15,800).

Beds

4

Baths

4

Sqft

2,971

Year Built

2020

Days on Market

45

Property Type

Single Family

HOA/mo

N/A

MLS ID

260022904SD

This property is in La Jolla (92037). View neighborhood stats →

Virtual Tour

About This Property

*** Fell out of escrow by no fault of the property *** SWEEPING OCEAN VIEWS. INCREDIBLE BIRD ROCK LOCATION. EXCEPTIONAL CRAFTSMANSHIP. Meticulously designed and built by award-winning Tourmaline Builders, this exceptional residence blends timeless architecture, sophisticated finishes and effortless coastal living in one of La Jolla’s most coveted seaside communities. The expansive rooftop deck captures sweeping ocean views and spectacular sunsets, while the primary suite enjoys ocean vistas, a private deck, oversized walk-in closet and spa-inspired bath. Open and spacious yet warm and inviting, the interiors feature wide-plank oak floors, beamed ceilings, custom millwork and a dramatic brick fireplace. The great room flows into a professional chef’s kitchen with Sub-Zero refrigerator, 48” Wolf range, custom cabinetry, Silestone countertops and walk-in pantry. Designed for entertaining, the living spaces open to a large, covered patio with integrated Sonos sound and an expansive fenced backyard. Additional details include Andersen windows, James Hardie siding, frameless glass showers, freestanding soaking tub, surround sound, tankless water heater, and A/C. An extraordinary opportunity to enjoy ocean views, exceptional craftsmanship and the quintessential Bird Rock lifestyle.

Mortgage Calculator

Est. Monthly Payment

$29,226

Principal & Interest$23,739
Property Tax$4,248
Insurance$1,239
%($849,600)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Bird Rock Elementary · grades K-5 · San Diego Unified

  • Middle

    Muirlands Middle · grades 6-8 · San Diego Unified

  • High

    La Jolla High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

0D
Est. Monthly Rent
$10,417

8 leases of 4-bed houses within 0.5 mi, same school area · $11,440–$15,800

Blended 50/50 with the zip's market median ($8,023)

Monthly Cashflow

Rent − PITIA

-$18,809
Full Cashflow

Incl. vacancy, PM, maint, capex

-$24,745

What would make this work?

$24,745/mo short at 20% down; +$32,136/mo rent closes it.

Break-even price

76% under asking

$1,039,953
Break-even rent

$32,136/mo above the estimate

$42,553/mo
Cashflow at 35% down
−$20,294/mo
Down payment to break even

Negative even all-cash

Not reachable
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$23,739
Cap Rate
-0.14%
Cash-on-Cash
-34.95%
DSCR

Need ≥ 1.25 for DSCR loan

0.36

NOI (Annual)
-$5,821
Price-to-Rent

Lower = better for investors

34.0

* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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DCashflow−$24,745/mo