5725 Linda Vista Road #4
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5725 Linda Vista Road #4

Btop 30%

San Diego, CA 92110

$499,786
STR: check · no permits in this complex · TOT 12.75%

29 licensed short-term rentals within ½ mile (22 whole home), from the cities' license and permit lists of Nov 11, 2026.

No unit in this 14-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$2,272/mo full cashflow at 20% down, 7.43% rate.

Works at $204,000 (59% under asking), or at 86% down.

Rent $2,747/mo from 8 leases of 1–3 bed condos & townhomes within 0.5 mi, same school area ($2,452–$2,838).

Beds

2

Baths

1.5

Sqft

800

Year Built

1979

Days on Market

286

Property Type

Condo

HOA/mo

$548

MLS ID

260002140SD

This property is in San Diego (92110). View neighborhood stats →

Virtual Tour

About This Property

Welcome to this charming 2-bedroom, 1.5-bath townhome-style condo, ideally located just across from the University of San Diego campus! This rarely available end unit offers the perfect combination of privacy, natural light, and convenience — with no neighbors above or below and only one shared wall. Inside, an open and airy floor plan creates a sense of spaciousness, enhanced by abundant windows that invite in the coastal breeze. The upgraded kitchen features modern cabinetry, sleek granite countertops, and stainless-steel appliances, flowing seamlessly into the dining and living areas — perfect for relaxing or entertaining. Both bathrooms have been stylishly remodeled, while the bedrooms offer generous closet space and serene comfort! Enjoy unbeatable access to all that San Diego has to offer — just minutes to Mission Bay, downtown, shopping, top hospitals, beaches, and major freeways. Whether you're a first-time buyer, investor, or simply seeking a low-maintenance lifestyle in a prime location, this move-in-ready home delivers."

Mortgage Calculator

Est. Monthly Payment

$3,970

Principal & Interest$2,777
Property Tax$500
Insurance$146
HOA$548
%($99,957)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Carson Elementary · grades PK-5 · San Diego Unified

  • Middle

    Montgomery Middle · grades 6-8 · San Diego Unified

  • High

    Kearny Digital Media & Design · grades 9-12 · San Diego Unified

    or Kearny School of Biomedical Science and Technology · grades 9-12 · San Diego Unified

    or Kearny College Connections · grades 9-12 · San Diego Unified

    or Kearny Eng Innov & Design · grades 9-12 · San Diego Unified

    Choice area: the district lets families here pick either school.

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

43B
Est. Monthly Rent
$2,747

8 leases of 1–3 bed condos & townhomes within 0.5 mi, same school area · $2,452–$2,838

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$1,223
Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,272

What would make this work?

$2,272/mo short at 20% down; 86% down or +$2,950/mo rent closes it.

Break-even price

59% under asking

$204,000
Break-even rent

$2,950/mo above the estimate

$5,697/mo
Cashflow at 35% down
−$1,751/mo
Down payment to break even

$429,816 cash

86%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$2,777
Cap Rate
1.54%
Cash-on-Cash
-27.27%
DSCR

Need ≥ 1.25 for DSCR loan

0.69

NOI (Annual)
$7,707
Price-to-Rent

Lower = better for investors

15.2

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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BCashflow−$2,272/mo