5570 Calumet Avenue

5570 Calumet Avenue

D

La Jolla, CA 92037

$7,100,000
NEW — 0d on market

Beds

3

Baths

3.5

Sqft

2,329

Year Built

1990

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2602258

Description

Perched along the coveted bluff in Bird Rock, this exceptional oceanfront residence captures sweeping, unobstructed views of the Pacific Ocean, La Jolla’s dramatic coastline, and the golden glow of nightly sunsets. With only a limited number of homes positioned directly on the bluff at this price point, the property represents a rare opportunity to experience true coastal-front living in one of San Diego’s most desirable seaside communities. Beyond a private entry courtyard, the home opens into light-filled interiors defined by soaring vaulted ceilings and expansive La Cantina doors that fully open to an ocean-facing deck, creating a seamless connection between the living spaces and the ocean. The kitchen is designed for both everyday ease and elevated entertaining, featuring quartzite countertops, a generous island with bar seating, custom cabinetry, all positioned to take advantage of the home’s remarkable coastal setting. Upstairs, the primary suite serves as a tranquil retreat, complete with a fireplace, spa-inspired bath with soaking tub and walk-in shower, and a private ocean-view terrace where mornings begin with sea breezes and the sound of the waves. Two additional en-suite bedrooms, one of which is downstairs, provide comfortable accommodations for guests, family, or a home office overlooking the water. Outdoor spaces embrace the coastal setting with areas to gather, dine, and unwind while enjoying panoramic ocean vistas and vibrant sunsets. Thoughtfully maintained and updated, the home includes newer doors and windows, updated lighting and plumbing, retractable awnings, tankless water heater, security system, and a newer roof, along with recent interior enhancements. Located just moments from Calumet Park, neighborhood beaches, and the shops and restaurants of Bird Rock, this is a rare offering where timeless coastal architecture meets the effortless lifestyle that defines La Jolla living.

Mortgage Calculator

Est. Monthly Payment

$45,072

Principal & Interest$35,901
Property Tax$7,100
Insurance$2,071
%($1,420,000)
%

Investment Score

0D
Est. Monthly Rent
$8,513
Monthly Cashflow

Rent − PITI − HOA

$-36,559
Full Cashflow

Incl. vacancy, PM, maint, capex

$-44,434

Mortgage (P+I)
$35,901
Cap Rate
-1.44%
Cash-on-Cash
-30.90%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.19
Break-even Rent
$45,072

NOI (Annual)
$-102,392
Price-to-Rent

Lower = better for investors

69.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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