5567 Dora Way
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5567 Dora Way

Ctop 80%

Oceanside, CA 92057Neighborhood: Morro Hills

$1,249,900
STR closed · inland Oceanside

0 licensed short-term rentals within ½ mile (0 whole home), from the cities' license and permit lists of Nov 13, 2026.

Pass at asking: -$6,026/mo full cashflow at 20% down, 7.36% rate.

Works at $461,456 (63% under asking), or at 90% down.

Rent $5,048/mo from 27 leases of 4-bed houses within 2 mi ($5,214–$5,932).

Beds

4

Baths

3.5

Sqft

3,209

Year Built

2026

Days on Market

51

Property Type

Single Family

HOA/mo

$360

MLS ID

260023166SD

This property is in Oceanside (92057). Browse neighborhood analytics →

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About This Property

This new two-story home, now includes upgraded flooring and backsplashes and is ready for moving-in right now, boasts a spacious layout with four bedrooms, an office and inviting loft. The office and one secondary bedroom are located near the entry, and an open-concept floorplan with access to the California Room combines the kitchen, living and dining areas for seamless entertaining and multitasking. The owner’s suite is tucked into a private corner at the back of the home. Two additional secondary bedrooms can be found upstairs near the loft. Mahogany is a collection of new and spacious two-story homes now selling at the North River Farms masterplan in Oceanside, CA. Select plans will feature Lennar’s signature Next Gen® suite, complete with a separate entrance, living space, bedroom, bathroom, kitchenette and laundry room. An extensive trail system weaves throughout the community, and residents will enjoy access to onsite amenities, including picnic areas, swimming pools, a fitness center, pickleball courts and much more.

Mortgage Calculator

Est. Monthly Payment

$8,870

Principal & Interest$6,896
Property Tax$1,250
Insurance$365
HOA$360
%($249,980)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Del Rio Elementary · grades K-5 · Oceanside Unified

  • Middle

    Cesar Chavez Middle · grades 6-8 · Oceanside Unified

  • High

    El Camino High · grades 9-12 · Oceanside Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules

Investment Score

11C
Est. Monthly Rent
$5,048

27 leases of 4-bed houses within 2 mi · $5,214–$5,932

Blended 50/50 with the zip's market median ($4,709)

Monthly Cashflow

Rent − PITIA

-$3,823
Full Cashflow

Incl. vacancy, PM, maint, capex

-$6,026

What would make this work?

$6,026/mo short at 20% down; 90% down or +$7,825/mo rent closes it.

Break-even price

63% under asking

$461,456
Break-even rent

$7,825/mo above the estimate

$12,873/mo
Cashflow at 35% down
−$4,733/mo
Down payment to break even

$1,124,910 cash

90%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$6,896
Cap Rate
1.08%
Cash-on-Cash
-28.92%
DSCR

Need ≥ 1.25 for DSCR loan

0.57

NOI (Annual)
$13,475
Price-to-Rent

Lower = better for investors

20.6

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$6,026/mo