5505 Adelaide Avenue

5505 Adelaide Avenue

D

San Diego, CA 92115

$435,000

Beds

2

Baths

1.5

Sqft

1,012

Year Built

1990

Days on Market

143

Property Type

Townhouse

HOA/mo

$677

MLS ID

PTP2508383

Description

Welcome home to this beautifully updated townhome in the heart of San Diego’s College Area! This charming 2-bedroom, 1.5-bath home offers a bright and inviting atmosphere just minutes from SDSU, local shops, and favorite dining spots. Step inside to discover new vinyl flooring, a spacious open layout, and a convenient half bath on the main level. The galley-style kitchen features granite countertops and flows into a cozy dining nook and living area—perfect for relaxing or entertaining. Upstairs, you’ll find two bedrooms with brand-new carpet and a full bath. One bedroom opens to a private balcony, ideal for morning coffee or unwinding after a long day. With in-unit laundry, two assigned parking spaces, and a community close to schools, parks, and easy freeway access, this move-in-ready home offers comfort, convenience, and classic San Diego living!

Mortgage Calculator

Est. Monthly Payment

$3,438

Principal & Interest$2,200
Property Tax$435
Insurance$127
HOA$677
%($87,000)
%

Investment Score

3D
Est. Monthly Rent
$2,596
Monthly Cashflow

Rent − PITI − HOA

$-843
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,802

Mortgage (P+I)
$2,200
Cap Rate
1.10%
Cash-on-Cash
-24.86%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.75
Break-even Rent
$4,936

NOI (Annual)
$4,769
Price-to-Rent

Lower = better for investors

14.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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