548 Telegraph Canyon Rd

548 Telegraph Canyon Rd

Atop 10%

Chula Vista, CA 91910

$539,900
NEW — 0d

Pass at asking: -$2,013/mo full cashflow at 20% down, 7.49% rate.

Works at $278,875 (48% under asking), or at 74% down.

Rent $3,397/mo from 10 leases of 2–4 bed condos & townhomes within 2 mi ($3,139–$3,255).

Beds

3

Baths

2

Sqft

1,186

Year Built

1981

Days on Market

0

Property Type

Condo

HOA/mo

$465

MLS ID

PTP2608163

This property is in Chula Vista (91910). Browse neighborhood analytics →

Virtual Tour

About This Property

Welcome to this gorgeous Woodland Hills unit! This beautifully updated downstairs, single-story unit offers modern finishes and comfortable living throughout. Enjoy relaxing evenings and beautiful sunset views from your private balcony. The remodeled kitchen features elegant quartz countertops and stainless steel appliances, perfect for everyday living and entertaining. Both bathrooms have been tastefully remodeled, adding a fresh, contemporary touch. New vinyl plank flooring flows throughout the home, creating a cohesive and stylish look. All bedrooms are equipped with ceiling fans for added comfort. Additional conveniences include a one-car garage and an assigned parking space. With its desirable single-story layout, thoughtful upgrades, and inviting outdoor space, this home is a wonderful opportunity to enjoy comfortable, modern living in Chula Vista!

Mortgage Calculator

Est. Monthly Payment

$4,179

Principal & Interest$3,017
Property Tax$540
Insurance$157
HOA$465
%($107,980)
%
Loan Term

Location

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Investment Score

57A
Est. Monthly Rent
$3,397

10 leases of 2–4 bed condos & townhomes within 2 mi · $3,139–$3,255

Blended 50/50 with the zip's market median ($3,611)

Monthly Cashflow

Rent − PITIA

-$782
Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,013

What would make this work?

$2,013/mo short at 20% down; 74% down or +$2,615/mo rent closes it.

Break-even price

48% under asking

$278,875
Break-even rent

$2,615/mo above the estimate

$6,012/mo
Cashflow at 35% down
−$1,448/mo
Down payment to break even

$399,526 cash

74%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$3,017
Cap Rate
2.61%
Cash-on-Cash
-22.37%
DSCR

Need ≥ 1.25 for DSCR loan

0.81

NOI (Annual)
$14,085
Price-to-Rent

Lower = better for investors

13.2

* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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ACashflow−$2,013/mo