149 4th Avenue #15
Btop 30%Chula Vista, CA 91910
An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.
Pass at asking: -$2,265/mo full cashflow at 20% down, 7.43% rate.
Works at $244,070 (55% under asking), or at 81% down.
Rent $3,181/mo from 9 leases of 2–4 bed condos & townhomes within 1 mi ($3,049–$3,232).
Beds
3
Baths
2.5
Sqft
1,392
Year Built
1965
Days on Market
91
Property Type
Condo
HOA/mo
$575
MLS ID
PTP2606119
This property is in Chula Vista (91910). Browse neighborhood analytics →
About This Property
Two story Townhome centrally located in the heart of Chula Vista. Home is open and bright with ceiling fans. Situated in a quiet, gated pool community. Nice enclosed outside patio. Washer/dryer hooked up included in the patio. Near bus routes, schools, fwys, shopping mall and bayside.
Mortgage Calculator
Est. Monthly Payment
$4,266
Location
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Zoned Schools
Elementary
Feaster (Mae L.) Charter · grades K-8 · Chula Vista Elementary
Middle
Chula Vista Middle · grades 7-8 · Sweetwater Union High
High
Chula Vista Senior High · grades 9-12 · Sweetwater Union High
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$3,181
Comp Average
$3,099
548 Telegraph Canyon Rd
3bd / 2ba · 1,186 sqft · Condo
$540K
Est. $3,085/mo
450 Colorado Avenue
3bd / 1.5ba · 1,136 sqft · Condo
$525K
Est. $2,878/mo
508 Avenida Centro
2bd / 2.5ba · 1,384 sqft · Condo
$640K
Est. $3,274/mo
376 Center Street
2bd / 2.5ba · 1,452 sqft · Condo
$570K
Est. $3,030/mo
1502 Apache Dr
2bd / 2ba · 1,270 sqft · Condo
$620K
Est. $3,227/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
9 leases of 2–4 bed condos & townhomes within 1 mi · $3,049–$3,232
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$2,265/mo short at 20% down; 81% down or +$2,942/mo rent closes it.
- Break-even price
- $244,070
- Break-even rent
- $6,123/mo
- Cashflow at 35% down
- −$1,704/mo
- Down payment to break even
- 81%
- Rate to break even
- Not reachable
55% under asking
$2,942/mo above the estimate
$436,590 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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