465 Fourth Avenue #10
Btop 30%Chula Vista, CA 91910
An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.
Pass at asking: -$2,032/mo full cashflow at 20% down, 7.36% rate.
Works at $218,971 (55% under asking), or at 81% down.
Rent $2,628/mo from 8 leases of 1–3 bed condos & townhomes within 0.5 mi ($2,634–$3,153).
Beds
2
Baths
2
Sqft
1,047
Year Built
1980
Days on Market
46
Property Type
Condo
HOA/mo
$350
MLS ID
PTP2607298
This property is in Chula Vista (91910). Browse neighborhood analytics →
About This Property
PRICE IMPROVEMENT!! Welcome to this bright and inviting 2-bedroom, 2-bathroom end-unit condo offering a desirable two-story floor plan with no neighbors below. The spacious interior features vaulted ceilings and abundant natural light, creating an open and airy feel throughout. Enjoy wood-look flooring throughout with no carpet for a clean, modern look and easy maintenance. The thoughtful layout offers a bedroom and full bathroom downstairs, while the second bedroom and bathroom are located upstairs, providing added privacy and flexibility. The upstairs bedroom features a private balcony, perfect for enjoying your morning coffee or relaxing at the end of the day. Located within a gated community and conveniently close to Downtown Chula Vista, restaurants, shopping, entertainment, and major freeways. This condo offers comfort, privacy and a convenient location!
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Est. Monthly Payment
$3,652
Location
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Zoned Schools
Elementary
Vista Square Elementary · grades PK-6 · Chula Vista Elementary
Middle
Chula Vista Middle · grades 7-8 · Sweetwater Union High
High
Chula Vista Senior High · grades 9-12 · Sweetwater Union High
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$2,628
Comp Average
$2,528
468 Colorado Avenue
2bd / 1.5ba · 1,024 sqft · Condo
$450K
Est. $2,593/mo
453 E St
2bd / 2.5ba · 1,040 sqft · Condo
$569K
Est. $2,637/mo
573 Park Way
2bd / 2ba · 980 sqft · Condo
$475K
Est. $2,568/mo
617 Third Ave
2bd / 2ba · 963 sqft · Condo
$450K
Est. $2,583/mo
110 2nd Avenue
2bd / 2ba · 1,003 sqft · Condo
$475K
Est. $2,259/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
8 leases of 1–3 bed condos & townhomes within 0.5 mi · $2,634–$3,153
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$2,032/mo short at 20% down; 81% down or +$2,640/mo rent closes it.
- Break-even price
- $218,971
- Break-even rent
- $5,268/mo
- Cashflow at 35% down
- −$1,531/mo
- Down payment to break even
- 81%
- Rate to break even
- Not reachable
55% under asking
$2,640/mo above the estimate
$392,850 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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