5444 Starlight
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5444 Starlight

Btop 30%

Bonsall, CA 92003

$795,000
STR: check · HOA rules unknown · TOT 8%

HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.

Pass at asking: -$2,841/mo full cashflow at 20% down, 7.36% rate.

Works at $423,369 (47% under asking), or at 72% down.

Rent $4,485/mo: property-level estimate.

Beds

4

Baths

3

Sqft

2,043

Year Built

2021

Days on Market

45

Property Type

Condo

HOA/mo

$218.45

MLS ID

260023704SD

This property is in Bonsall (92003). Browse neighborhood analytics →

Virtual Tour

About This Property

Beautiful Fairview Home — The Perfect Place to Call Home! Welcome home to this beautiful Fairview residence, thoughtfully designed for comfortable family living and entertaining. Step through the front door and you’ll immediately appreciate the stunning gourmet kitchen, which flows seamlessly into the spacious family room and provides easy access to your own private backyard oasis. It’s the perfect setting for everyday living, weekend gatherings, and making memories with family and friends. The main level also features a convenient bedroom and 3/4 bathroom, offering an ideal private space for guests, extended family, or anyone who prefers single-level living. Upstairs, you’ll find a huge loft area with endless possibilities. Create a fantastic playroom, game room, media space, or gathering area for the entire family. Just off the top of the stairs is another versatile space that would make a wonderful home office, reading nook, hobby area, or the perfect spot to enjoy your favorite passion. Three additional bedrooms are located upstairs, including the spacious primary suite with a private ensuite bathroom. The two secondary bedrooms share a full bathroom, and the conveniently located upstairs laundry room means no more carrying laundry up and down the stairs! The community offers wonderful amenities, including inviting picnic areas, multiple dog parks, and a playground for the little ones. With its flexible floor plan, wonderful indoor-outdoor living spaces, and family-friendly community amenities, this is a home where you can settle in, spread out, and enjoy life. Beautiful Fairview Home — WITH OWNED SOLAR!! Welcome home to this beautiful Fairview residence, thoughtfully designed for comfortable family living and entertaining. Step through the front door and you’ll immediately appreciate the stunning gourmet kitchen, which flows seamlessly into the spacious family room and provides easy access to your own private backyard oasis. It’s the perfect setting for everyday living, weekend gatherings, and making memories with family and friends. The main level also features a convenient bedroom and 3/4 bathroom, offering an ideal private space for guests, extended family, or anyone who prefers single-level living. Upstairs, you’ll find a huge loft area with endless possibilities. Create a fantastic playroom, game room, media space, or gathering area for the entire family. Just off the top of the stairs is another versatile space that would make a wonderful home office, reading nook, hobby area, or the perfect spot to enjoy your favorite passion. Three additional bedrooms are located upstairs, including the spacious primary suite with a private ensuite bathroom. The two secondary bedrooms share a full bathroom, and the conveniently located upstairs laundry room means no more carrying laundry up and down the stairs! The community offers wonderful amenities, including inviting picnic areas, multiple dog parks, and a playground for the little ones. With its flexible floor plan, wonderful indoor-outdoor living spaces, and family-friendly community amenities, this is a home where you can settle in, spread out, and enjoy enerything that Fairview has to offer.

Mortgage Calculator

Est. Monthly Payment

$5,632

Principal & Interest$4,386
Property Tax$795
Insurance$232
HOA$218
%($159,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Bonsall Elementary · grades K-5 · Bonsall Unified

  • Middle

    Norman L. Sullivan Middle · grades 6-8 · Bonsall Unified

  • High

    Bonsall High · grades 9-12 · Bonsall Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

50B
Est. Monthly Rent
$4,485

Property-level estimate

Thin data: no closed leases like this one nearby.

Monthly Cashflow

Rent − PITIA

-$1,147
Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,841

What would make this work?

$2,841/mo short at 20% down; 72% down or +$3,689/mo rent closes it.

Break-even price

47% under asking

$423,369
Break-even rent

$3,689/mo above the estimate

$8,174/mo
Cashflow at 35% down
−$2,018/mo
Down payment to break even

$572,400 cash

72%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$4,386
Cap Rate
2.67%
Cash-on-Cash
-21.44%
DSCR

Need ≥ 1.25 for DSCR loan

0.80

NOI (Annual)
$21,237
Price-to-Rent

Lower = better for investors

14.8

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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BCashflow−$2,841/mo