65 Via Casitas

65 Via Casitas

Atop 10%

Bonsall, CA 92003

$649,000
NEW — 1d

Pass at asking: -$1,947/mo full cashflow at 20% down, 7.49% rate.

Works at $396,532 (39% under asking), or at 63% down.

Rent $4,557/mo from 501 leases of 3-bed condos & townhomes across San Diego County ($4,572–$6,007).

Beds

3

Baths

2

Sqft

2,279

Year Built

1990

Days on Market

1

Property Type

Condo

HOA/mo

$450

MLS ID

NDP2609963

This property is in Bonsall (92003). Browse neighborhood analytics →

About This Property

Beautiful, gated neighborhood in rural Bonsall with maintained grounds and community pools. Enjoy the quiet countryside while still having convenience to commute corridors. Light flooded rooms with high ceilings and 5 access points to patios on the front, side and back of the home. The home is all on one level but there are stairs leading from the garage and to the front door. County Park going in nearby (https://www.sdparks.org/BonsallCommunityPark/). Bonsall is known for its top-rated schools, San Luis Rey Training Center and overall charm.

Mortgage Calculator

Est. Monthly Payment

$4,915

Principal & Interest$3,627
Property Tax$649
Insurance$189
HOA$450
%($129,800)
%
Loan Term

Location

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Investment Score

65A
Est. Monthly Rent
$4,557

501 leases of 3-bed condos & townhomes across San Diego County · $4,572–$6,007

Blended 50/50 with the zip's market median ($4,047)

Thin data: no leases of this kind of home nearby — these are county-wide.

Monthly Cashflow

Rent − PITIA

-$358
Full Cashflow

Incl. vacancy, PM, maint, capex

-$1,947

What would make this work?

$1,947/mo short at 20% down; 63% down or +$2,528/mo rent closes it.

Break-even price

39% under asking

$396,532
Break-even rent

$2,528/mo above the estimate

$7,085/mo
Cashflow at 35% down
−$1,267/mo
Down payment to break even

$408,870 cash

63%
Rate to break even

at 20% down

1.04%

Mortgage (P+I)
$3,627
Cap Rate
3.53%
Cash-on-Cash
-18.00%
DSCR

Need ≥ 1.25 for DSCR loan

0.93

NOI (Annual)
$22,895
Price-to-Rent

Lower = better for investors

11.9

* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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ACashflow−$1,947/mo