5435 Mound Ave
Ctop 80%San Diego, CA 92120
One license per person in San Diego: whether you can hold it depends on you, not only the home.
8 licensed short-term rentals within ½ mile (7 whole home), from the cities' license and permit lists of Nov 11, 2026.
Pass at asking: -$5,161/mo full cashflow at 20% down, 7.43% rate.
Works at $421,983 (61% under asking), or at 88% down.
Rent $4,209/mo from 9 leases of 3–5 bed houses within 1 mi ($4,016–$4,173).
Beds
4
Baths
2
Sqft
1,242
Year Built
1956
Days on Market
94
Property Type
Single Family
HOA/mo
N/A
MLS ID
260019456SD
This property is in San Diego (92120). View neighborhood stats →
About This Property
Stunning, move-in ready home in a great location! Beautifully renovated throughout with a new roof, owned solar panels, new windows, remodeled kitchen, new appliances, two stylish remodeled bathrooms, fresh interior/exterior paint, new flooring, new light fixtures, and a new garage door with opener. Situated on a desirable corner lot with RV parking and plenty of possibilities. Garage offers potential for ADU conversion (buyer to verify permits and feasibility). A must-see!
Mortgage Calculator
Est. Monthly Payment
$7,491
Location
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Zoned Schools
Elementary
Foster Elementary · grades K-5 · San Diego Unified
Middle
Lewis Middle · grades 6-8 · San Diego Unified
High
Henry High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$4,209
Comp Average
$4,305
7245 Decanture Cove
3bd / 2ba · 1,304 sqft · Single Family
$975K
Est. $4,268/mo
4625 Glacier Avenue
3bd / 2ba · 1,363 sqft · Single Family
$1.06M
Est. $4,493/mo
7225 Laura Ct
4bd / 2ba · 1,369 sqft · Single Family
$1.14M
Est. $4,484/mo
6742 Greenbrier Court
3bd / 2ba · 1,297 sqft · Single Family
$1.10M
Est. $4,283/mo
4920 Elsa Rd
3bd / 2ba · 1,390 sqft · Single Family
$1.07M
Est. $3,995/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
9 leases of 3–5 bed houses within 1 mi · $4,016–$4,173
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$5,161/mo short at 20% down; 88% down or +$6,703/mo rent closes it.
- Break-even price
- $421,983
- Break-even rent
- $10,912/mo
- Cashflow at 35% down
- −$4,022/mo
- Down payment to break even
- 88%
- Rate to break even
- Not reachable
61% under asking
$6,703/mo above the estimate
$962,720 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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