5428 Brunswick
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5428 Brunswick

Ctop 80%

San Diego, CA 92120

$1,199,900
NEW — 0d
STR-eligible · San Diego Tier 3 · TOT 12.75%

One license per person in San Diego: whether you can hold it depends on you, not only the home.

11 licensed short-term rentals within ½ mile (8 whole home), from the cities' license and permit lists of Nov 3, 2026.

Pass at asking: -$5,498/mo full cashflow at 20% down, 7.49% rate.

Works at $487,071 (59% under asking), or at 86% down.

Rent $4,879/mo from 13 leases of 3-bed houses within 2 mi ($4,614–$5,293).

Beds

3

Baths

2.5

Sqft

1,914

Year Built

1956

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

260026089SD

This property is in San Diego (92120). View neighborhood stats →

About This Property

Fully remodeled home in San Diego’s desirable Allied Gardens neighborhood. Thoughtfully redesigned with a warm mid-century modern aesthetic, this turnkey residence features a new roof, windows, an all-new kitchen and bathrooms, new flooring, and updates to the plumbing and electrical systems. New mini-split systems provide energy-efficient, multi-zone heating and cooling throughout the home. The beautifully finished interior showcases white oak cabinetry, stainless steel appliances, a Samsung smart refrigerator with touchscreen, custom LED lighting, and three-panel interior doors with a custom paint finish. A striking electric fireplace with a floating mid-century modern hearth anchors the living space. Both bathrooms feature custom designer tilework, while the primary shower is highlighted by two-tone tile and an LED-lit niche. An impressive 16-foot custom multi-track sliding glass door opens to the expansive rear patio, creating a seamless indoor-outdoor living and entertaining experience. Centrally located with convenient access to Mission Valley, San Diego’s beaches, major freeways, parks, shopping, dining, and nearby schools. Come quick, because this well appointed home will not last!

Mortgage Calculator

Est. Monthly Payment

$8,255

Principal & Interest$6,705
Property Tax$1,200
Insurance$350
%($239,980)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Marvin Elementary · grades K-5 · San Diego Unified

  • Middle

    Lewis Middle · grades 6-8 · San Diego Unified

  • High

    Henry High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

15C
Est. Monthly Rent
$4,879

13 leases of 3-bed houses within 2 mi · $4,614–$5,293

Blended 50/50 with the zip's market median ($4,578)

Monthly Cashflow

Rent − PITIA

-$3,376
Full Cashflow

Incl. vacancy, PM, maint, capex

-$5,498

What would make this work?

$5,498/mo short at 20% down; 86% down or +$7,141/mo rent closes it.

Break-even price

59% under asking

$487,071
Break-even rent

$7,141/mo above the estimate

$12,020/mo
Cashflow at 35% down
−$4,241/mo
Down payment to break even

$1,031,914 cash

86%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$6,705
Cap Rate
1.45%
Cash-on-Cash
-27.49%
DSCR

Need ≥ 1.25 for DSCR loan

0.59

NOI (Annual)
$17,412
Price-to-Rent

Lower = better for investors

20.5

* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$5,498/mo