5300 Sweetwater Trl

5300 Sweetwater Trl

D

Carmel Valley, CA 92130

$3,750,000
NEW — 3d on market

Soft Appraisal Value: $3,688,300 · 1.7% above estimate

Beds

5

Baths

5.5

Sqft

4,225

Year Built

2019

Days on Market

3

Property Type

Single Family

HOA/mo

$206

MLS ID

260007114SD

Description

A private casita with its own entrance and full bath makes this Pacific Highlands Ranch home one of the more versatile floor plans you’ll find in Carmel Valley; whether you’re housing extended family, a long-term guest, or simply want a completely separate space to work from home. Inside, the open layout centers around a large kitchen with generous storage and counter space that serious cooks will appreciate. The great room flows naturally toward the covered California room, a genuinely impressive outdoor living space built around a custom BBQ and designed for year-round use. It’s the kind of setup that makes you rethink how much time you actually need to spend indoors. Upstairs, the primary suite delivers with a beautifully finished bath and an oversized balcony that stands out even by Carmel Valley standards, the kind of space where a morning coffee or evening wind-down becomes a ritual rather than an afterthought. Paid solar, a three-car garage, low-maintenance yard, and a serene waterfall round out the package. Canyon Crest Academy and Pacific Trails Middle School are both within easy reach, and The Village at Pacific Highlands Ranch puts dining and shopping just minutes away.

Mortgage Calculator

Est. Monthly Payment

$24,012

Principal & Interest$18,962
Property Tax$3,750
Insurance$1,094
HOA$206
%($750,000)
%

Investment Score

1D
Est. Monthly Rent
$12,320
Monthly Cashflow

Rent − PITI − HOA

$-11,692
Full Cashflow

Incl. vacancy, PM, maint, capex

$-17,651

Mortgage (P+I)
$18,962
Cap Rate
0.42%
Cash-on-Cash
-28.24%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.51
Break-even Rent
$35,243

NOI (Annual)
$15,737
Price-to-Rent

Lower = better for investors

25.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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