3709 Torrey View Court

3709 Torrey View Court

D

Carmel Valley, CA 92130

$2,499,999
NEW — 3d on market

Beds

4

Baths

3.5

Sqft

2,541

Year Built

1997

Days on Market

3

Property Type

Single Family

HOA/mo

$230

MLS ID

PTP2602221

Description

Welcome to this beautifully upgraded home in the highly sought-after gated Carmel Valley community of Torrey Hills, offering breathtaking lagoon, Torrey Hills/Pines, and ocean views from both the backyard and the 2nd level including the primary bedroom. This thoughtfully updated residence features a full kitchen remodel completed in 2020, showcasing custom cabinetry and modern finishes—perfect for both everyday living and entertaining. The downstairs flooring was replaced in 2021 with stylish tile designed to mimic the warmth of wood, complemented by elegant wood stairs that add to the home’s inviting character. Energy efficiency meets long-term value with a solar system installed in 2016 under NEM2, featuring 19 panels at 275 watts. Additional major upgrades include a completely redone roof in 2025 and newer windows throughout, providing peace of mind for years to come. The versatile floor plan includes a convenient downstairs bedroom and full bath, ideal for guests or multi-generational living. Upstairs offers flexible living space that can be enclosed as a loft or converted into a fifth bedroom to suit your needs. Step outside to a beautifully finished backyard, completed in 2013, where you can relax or entertain while taking in the stunning coastal and Penasquitos lagoon views. Enjoy the rare combination of tranquility and accessibility—just a short distance to the world-famous Torrey Pines hiking trails. Ideally located near upscale shopping, dining, beaches, and major freeways, this exceptional home offers the perfect blend of comfort, convenience, and coastal living.

Mortgage Calculator

Est. Monthly Payment

$16,101

Principal & Interest$12,641
Property Tax$2,500
Insurance$729
HOA$230
%($500,000)
%

Investment Score

0D
Est. Monthly Rent
$6,349
Monthly Cashflow

Rent − PITI − HOA

$-9,751
Full Cashflow

Incl. vacancy, PM, maint, capex

$-13,295

Mortgage (P+I)
$12,641
Cap Rate
-0.31%
Cash-on-Cash
-31.91%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.39
Break-even Rent
$23,615

NOI (Annual)
$-7,843
Price-to-Rent

Lower = better for investors

32.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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