5295 Joan Ct

5295 Joan Ct

D

San Diego, CA 92115

$1,165,000
NEW — 2d on market

Beds

4

Baths

2

Sqft

1,717

Year Built

1960

Days on Market

2

Property Type

Single Family

HOA/mo

N/A

MLS ID

260007296SD

View on MLS

Description

Charming single-level ranch home on a quiet cul-de-sac in desirable College-West. This home sits on a spacious 12,400 sq ft lot with mini canyon views. The updated kitchen opens to a cozy den and outdoor deck perfect for indoor-outdoor living and alfresco dining. Freshly painted with beautifully refinished hardwood floors, plus newer vinyl windows and sliders that fill the home with natural light.The expansive backyard offers endless potential for customization. Ideally located near Hardy Elementary, San Diego State University, and with easy freeway access.

Mortgage Calculator

Est. Monthly Payment

$7,396

Principal & Interest$5,891
Property Tax$1,165
Insurance$340
%($233,000)
%

Investment Score

5D
Est. Monthly Rent
$5,520
Monthly Cashflow

Rent − PITI − HOA

$-1,876
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,116

Mortgage (P+I)
$5,891
Cap Rate
1.83%
Cash-on-Cash
-21.20%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.75
Break-even Rent
$10,866

NOI (Annual)
$21,295
Price-to-Rent

Lower = better for investors

17.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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