4036 Loma Alta Dr

4036 Loma Alta Dr

D

San Diego, CA 92115

$878,000
NEW — 3d on market

Soft Appraisal Value: $900,300 · 2.5% below estimate

Beds

3

Baths

1

Sqft

1,268

Year Built

1951

Days on Market

3

Property Type

Single Family

HOA/mo

N/A

MLS ID

260007001SD

View on MLS

Description

Step into this beautifully updated 1951 midcentury ranch bungalow in the heart of Rolando Park, where original character meets thoughtful modern upgrades. Iconic Malm Zircon electric fireplace anchors the living room with its striking midcentury modern conical design. Newly refinished hardwood floors flow through the main living spaces, complemented by a fully renovated bathroom featuring Kohler hardware, Clé tile flooring, a custom concrete shower, and a handcrafted walnut vanity. The home offers comfort and efficiency with central heating and air, newer kitchen appliances, new ceiling fans, new plumbing, and a high-speed Tesla charger. A permitted garage conversion creates a spacious second living area with parquet flooring—perfect as a family room, studio, or guest space. Both front and back yards have been transformed with drought-tolerant landscaping, a new drainage system, and a drip/sprinkler setup in the back. A storage shed adds extra convenience, while the Google Nest security system, doorbell, and thermostat provide peace of mind. Solar panels keep energy costs low. Located within walking distance of a highly rated elementary school, this home blends charm, comfort, and modern living in one of San Diego’s most welcoming neighborhoods.

Mortgage Calculator

Est. Monthly Payment

$5,574

Principal & Interest$4,440
Property Tax$878
Insurance$256
%($175,600)
%

Investment Score

3D
Est. Monthly Rent
$3,446
Monthly Cashflow

Rent − PITI − HOA

$-2,128
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,652

Mortgage (P+I)
$4,440
Cap Rate
1.08%
Cash-on-Cash
-24.96%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.62
Break-even Rent
$8,189

NOI (Annual)
$9,453
Price-to-Rent

Lower = better for investors

21.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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