521 Latigo Row
1 / 20

521 Latigo Row

D

Encinitas, CA 92024

$3,699,999

Soft Appraisal Value: $3,552,400 · 4.2% above estimate

Beds

5

Baths

4.5

Sqft

5,513

Year Built

2000

Days on Market

51

Property Type

Single Family

HOA/mo

$188

MLS ID

260006813SD

This property is in Encinitas (92024). View neighborhood stats →

Virtual Tour

About This Property

Stunning and serene, this two-acre estate is tucked at the end of a private cul-de-sac in Knightsbridge Country Estates, one of Olivenhain’s premier gated communities. With sweeping southwest views, this 5,500+ sq ft residence embodies quiet luxury through timeless design, classic architecture, and thoughtfully designed living spaces. A dramatic dual staircase entry opens to a soaring, light-filled living room with expansive windows that capture the home’s southern exposure and surrounding landscape. The main level offers exceptional versatility, featuring a guest suite with private entrance and bath, ideal for multigenerational living or a home office, along with formal living and dining rooms, a spacious family room, and a custom wine room. The gourmet kitchen is equipped with stainless steel appliances, a large center island, and a butler’s pantry, seamlessly connecting to the family room and outdoor BBQ area for effortless entertaining. Upstairs, the primary suite offers a private view balcony, walk-in closet, and a luxurious dual-sided bath. Three additional bedrooms and a flexible bonus room provide space for a variety of lifestyles. The grounds offer a resort-style setting with a pool, expansive outdoor areas, and two detached structures. The property also allows up to six horses and offers convenient access to a nearby trail system that winds through neighborhoods along Lone Jack Rd, an ideal setting for equestrian living. An oversized four-car garage, owned solar, and full city services complete this exceptional property at an exceptional price.

Mortgage Calculator

Est. Monthly Payment

$23,676

Principal & Interest$18,709
Property Tax$3,700
Insurance$1,079
HOA$188
%($740,000)
%

Location

Loading map...

Investment Score

7D
Est. Monthly Rent
$13,433
Monthly Cashflow

Rent − PITIA

$-10,243
Full Cashflow

Incl. vacancy, PM, maint, capex

$-16,416

Mortgage (P+I)
$18,709
Cap Rate
0.74%
Cash-on-Cash
-26.62%
DSCR

Need ≥ 1.25 for DSCR loan

0.57
Break-even Rent
$34,753

NOI (Annual)
$27,517
Price-to-Rent

Lower = better for investors

23.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator