5177 Loma Verde
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5177 Loma Verde

C

Oceanside, CA 92056

$720,000

Soft Appraisal Value: $720,800 · 0.1% below estimate

Beds

2

Baths

2

Sqft

977

Year Built

1987

Days on Market

41

Property Type

Condo

HOA/mo

N/A

MLS ID

260006013SD

This property is in Oceanside (92056). View neighborhood stats →

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About This Property

A Rare Gem! Same owners since 1980's! Beautiful duplex single family home on a coveted corner lot in a wonderful neighborhood, NO HOA! Structure was extensively re-built in 2009! High Ceilings, Granite Counter Tops, Premium Gas Range, A/C, Private gated RV parking! Amazing westerly views from yard of terraced gardens with established hardscape featuring mature fruit trees, pomegranate, guava, Asian pear, herbs, flowers and a raised garden bed. A bright sunroom provides smart access to the backyard from all bedrooms for seamless indoor/outdoor living. NO HOA! This is a rare opportunity to own a special property with charm, privacy, and abundant garden space—come see it for yourself! A Rare Gem! Same owners since 1980's! Beautiful duplex single family home on a coveted corner lot in a wonderful neighborhood, NO HOA! Structure was extensively re-built in 2009! High Ceilings, Upgraded Windows, Granite Counter Tops, Premium Gas Range, A/C, Private gated RV parking! Amazing westerly views from yard of terraced gardens with established hardscape featuring mature fruit trees, pomegranate, guava, Asian pear, herbs, flowers and a raised garden bed. A bright sunroom provides smart access to the backyard from all bedrooms for seamless indoor/outdoor living.

Mortgage Calculator

Est. Monthly Payment

$4,571

Principal & Interest$3,641
Property Tax$720
Insurance$210
%($144,000)
%

Location

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Investment Score

44C
Est. Monthly Rent
$3,349
Monthly Cashflow

Rent − PITIA

$-1,222
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,592

Mortgage (P+I)
$3,641
Cap Rate
1.75%
Cash-on-Cash
-21.60%
DSCR

Need ≥ 1.25 for DSCR loan

0.73
Break-even Rent
$6,715

NOI (Annual)
$12,585
Price-to-Rent

Lower = better for investors

17.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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