5177 Loma Verde
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5177 Loma Verde

B

Oceanside, CA 92056

$699,000

Soft Appraisal Value: $698,200 · 0.1% above estimate

Beds

2

Baths

2

Sqft

977

Year Built

1987

Days on Market

86

Property Type

Condo

HOA/mo

N/A

MLS ID

260006013SD

This property is in Oceanside (92056). View neighborhood stats →

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About This Property

A Rare Gem! Same owners since 1980's! Beautiful single family twin home on a coveted corner lot in a wonderful neighborhood, NO HOA! Structure was extensively re-built & updated in 2009! High Ceilings, Granite Counter Tops, Premium Gas Range, A/C, Private gated RV parking! Amazing westerly views from yard of terraced gardens with established hardscape featuring mature fruit trees, pomegranate, guava, Asian pear, herbs, flowers and a raised garden bed. A bright sunroom provides smart access to the backyard from all bedrooms for easy indoor/outdoor living. NO HOA! This is a rare opportunity to own a special property with charm, privacy and abundant garden space—come see it for yourself! A Rare Gem! Same owners since 1980s! Beautiful single family twin home on a coveted corner lot in a wonderful neighborhood, NO HOA! Structure was extensively re-built and updated in 2009! High Ceilings, Upgraded Windows, Granite Counter Tops, Premium Gas Range, A/C, Private gated RV parking! Amazing westerly views from lofty terraced gardens with established hardscape featuring mature fruit trees, pomegranate, guava, Asian pear, herbs, flowers and raised garden bed. A bright sunroom provides smart access to the backyard from all bedrooms for seamless indoor/outdoor living.

Mortgage Calculator

Est. Monthly Payment

$4,437

Principal & Interest$3,535
Property Tax$699
Insurance$204
%($139,800)
%

Location

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Investment Score

47B
Est. Monthly Rent
$3,350
Monthly Cashflow

Rent − PITIA

$-1,088
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,441

Mortgage (P+I)
$3,535
Cap Rate
1.88%
Cash-on-Cash
-20.95%
DSCR

Need ≥ 1.25 for DSCR loan

0.75
Break-even Rent
$6,520

NOI (Annual)
$13,128
Price-to-Rent

Lower = better for investors

17.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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