943 Manteca Drive
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943 Manteca Drive

Ctop 80%

Oceanside, CA 92057Neighborhood: North Valley

$989,000
STR closed · inland Oceanside

3 licensed short-term rentals within ½ mile (3 whole home), from the cities' license and permit lists of Nov 13, 2026.

Pass at asking: -$3,911/mo full cashflow at 20% down, 7.36% rate.

Works at $477,177 (52% under asking), or at 78% down.

Rent $4,876/mo from 8 leases of 3–5 bed houses within 0.5 mi ($4,389–$5,246).

Beds

4

Baths

3

Sqft

2,660

Year Built

2003

Days on Market

70

Property Type

Single Family

HOA/mo

$108

MLS ID

NDP2608312

This property is in Oceanside (92057). Browse neighborhood analytics →

Virtual Tour

About This Property

Welcome to this beautifully appointed 4-bedroom, 3-bathroom home in the coveted Canyon Crest community of Oceanside! Offering 2,660 square feet of thoughtfully designed living space, this home combines comfort, functionality, and an exceptional location. Beautiful tile flooring flows throughout the main living areas, while updated granite countertops in both the kitchen and bathrooms add a timeless touch. The spacious kitchen features ample cabinetry, generous counter space, and a convenient walk-in pantry, making everyday living and entertaining a breeze. A main-floor bedroom and full bathroom provide an ideal option for guests, a home office, or multigenerational living. Upstairs, a huge loft offers versatile additional living space—perfect for a media room, playroom, office, or second family room. The expansive primary suite provides a peaceful retreat with a walk-in closet and plenty of room to unwind. Outside your front door, enjoy all that Canyon Crest has to offer, including community parks, public ball fields, and beautifully maintained surroundings. Conveniently located with quick and easy access to Camp Pendleton, Carlsbad, Vista, and San Marcos, this home offers the perfect blend of neighborhood amenities, spacious living, and North County convenience. Don't miss the opportunity to make this exceptional Canyon Crest home your own!

Mortgage Calculator

Est. Monthly Payment

$6,842

Principal & Interest$5,457
Property Tax$989
Insurance$288
HOA$108
%($197,800)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Del Rio Elementary · grades K-5 · Oceanside Unified

  • Middle

    Cesar Chavez Middle · grades 6-8 · Oceanside Unified

  • High

    El Camino High · grades 9-12 · Oceanside Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules

Investment Score

33C
Est. Monthly Rent
$4,876

8 leases of 3–5 bed houses within 0.5 mi · $4,389–$5,246

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$1,966
Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,911

What would make this work?

$3,911/mo short at 20% down; 78% down or +$5,079/mo rent closes it.

Break-even price

52% under asking

$477,177
Break-even rent

$5,079/mo above the estimate

$9,955/mo
Cashflow at 35% down
−$2,888/mo
Down payment to break even

$771,420 cash

78%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$5,457
Cap Rate
2.17%
Cash-on-Cash
-23.73%
DSCR

Need ≥ 1.25 for DSCR loan

0.71

NOI (Annual)
$21,470
Price-to-Rent

Lower = better for investors

16.9

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$3,911/mo