5125 Renaissance Ave

5125 Renaissance Ave #B

D

San Diego, CA 92122

$1,388,000

Soft Appraisal Value: $1,343,300 · 3.3% above estimate

Beds

3

Baths

2.5

Sqft

2,074

Year Built

1991

Days on Market

17

Property Type

Townhouse

HOA/mo

$620

MLS ID

260006544SD

Description

Location, location, location! Stunning townhome in the gated La Florentine community with a quiet interior setting. Shows like a model with neutral décor, soaring ceilings, and a bright open floor plan. Spacious living, dining, and family rooms plus breakfast nook. Upgraded gourmet kitchen with brand-new stainless steel appliances, refrigerator and beverage cooler. Luxurious primary suite with dual walk-in closets and private balcony; updated bath with new cabinetry and fixtures. New HVAC. New luxury vinyl plank flooring, carpet, paint, lighting, and more throughout. Charming front patio and oversized 2-car garage with storage/workspace. Prime location near University Town Center, shops, dining, parks, and minutes to beautiful beaches in La Jolla & Del Mar, Torrey Pines State Natural Reserve, and UC San Diego. Upscale coastal living at its finest. Location, location, location. Welcome to this stunning townhome nestled within the highly sought-after gated community of La Florentine, offering a quiet and desirable inner setting. Beautifully appointed with neutral tones and designer touches throughout, this home shows like a model. The bright and expansive open floor plan is enhanced by soaring ceilings and abundant recessed lighting, creating an airy and inviting ambiance. Enjoy versatile living spaces including a spacious living room, formal dining room, separate family room, and a charming breakfast nook—perfect for both everyday living and entertaining. The upgraded gourmet kitchen is a true highlight, featuring brand-new stainless steel appliances, a beverage cooler, and a new refrigerator, combining style with modern convenience. Retreat to the luxurious primary suite, complete with two generous walk-in closets and a private balcony. The primary bathroom has been thoughtfully updated with new cabinetry, sinks, and designer fixtures. Additional upgrades include new custom flooring throughout—featuring luxury vinyl plank and plush new carpet—along with fresh interior paint, new HVAC, new toilets, updated lighting, and modern faucets. Step outside to a lovely front patio, ideal for relaxing or enjoying outdoor gatherings. The attached two-car garage offers an oversized area perfect for additional storage or a workshop. Ideally located near University Town Center, this home is within walking distance to shops, restaurants, and parks, and just minutes from the beautiful beaches of La Jolla and Del Mar, as well as Torrey Pines State Natural Reserve and UC San Diego. Experience the best of upscale California living.

Mortgage Calculator

Est. Monthly Payment

$9,431

Principal & Interest$7,018
Property Tax$1,388
Insurance$405
HOA$620
%($277,600)
%

Investment Score

2D
Est. Monthly Rent
$5,410
Monthly Cashflow

Rent − PITIA

$-4,021
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,422

Mortgage (P+I)
$7,018
Cap Rate
0.52%
Cash-on-Cash
-27.76%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.57
Break-even Rent
$13,751

NOI (Annual)
$7,152
Price-to-Rent

Lower = better for investors

21.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator