6228 Caminito Araya San Diego

6228 Caminito Araya San Diego

D

, CA 92122

$895,000

Beds

2

Baths

2

Sqft

1,366

Year Built

1977

Days on Market

20

Property Type

Townhouse

HOA/mo

$530

MLS ID

260003389SD

Description

Beautifully upgraded 2-bedroom, 2-bath home in the heart of UTC! This residence features soaring high ceilings, recessed lighting, and a thoughtfully designed floor plan with two spacious primary suites—one upstairs and one downstairs—offering ideal flexibility and privacy. The upgraded kitchen and bathrooms showcase modern finishes and stylish details throughout. Enjoy resort-style community amenities including a large swimming pool, spa/jacuzzi, fitness center, and clubhouse. Property has a private yard and 2 car garage. HOA includes trash, water, clubhouse etc. Seller is open to including some or all furnishings with the right offer—making this a fantastic move-in ready opportunity!

Mortgage Calculator

Est. Monthly Payment

$6,212

Principal & Interest$4,526
Property Tax$895
Insurance$261
HOA$530
%($179,000)
%

Investment Score

5D
Est. Monthly Rent

Market Rent Estimate

$3,982
Monthly Cashflow

Rent − PITI − HOA

$-2,230
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,891

Mortgage (P+I)
$4,526
Cap Rate
0.85%
Cash-on-Cash
-14.95%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.88
Break-even Rent
$6,212

NOI (Annual)
$7,612
Price-to-Rent

Lower = better for investors

18.7

* Defaults: 20% down, 6.5% rate, 30yr.

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