6228 Caminito Araya
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6228 Caminito Araya

D

San Diego, CA 92122

$895,000

Soft Appraisal Value: $875,900 · 2.2% above estimate

Beds

2

Baths

2

Sqft

1,366

Year Built

1977

Days on Market

61

Property Type

Townhouse

HOA/mo

$530

MLS ID

260003389SD

This property is in San Diego (92122). View neighborhood stats →

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About This Property

Beautifully upgraded 2-bedroom, 2-bath home in the heart of UTC! This residence features soaring high ceilings, recessed lighting, and a thoughtfully designed floor plan with two spacious primary suites—one upstairs and one downstairs—offering ideal flexibility and privacy. The upgraded kitchen and bathrooms showcase modern finishes and stylish details throughout. Enjoy resort-style community amenities including a large swimming pool, spa/jacuzzi, fitness center, and clubhouse. Property has a private yard and 2 car garage. HOA includes trash, water, clubhouse etc. Seller is open to including some or all furnishings with the right offer—making this a fantastic move-in ready opportunity!

Mortgage Calculator

Est. Monthly Payment

$6,212

Principal & Interest$4,526
Property Tax$895
Insurance$261
HOA$530
%($179,000)
%

Location

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Investment Score

1D
Est. Monthly Rent
$3,502
Monthly Cashflow

Rent − PITIA

$-2,710
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,261

Mortgage (P+I)
$4,526
Cap Rate
0.35%
Cash-on-Cash
-28.56%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.56
Break-even Rent
$9,036

NOI (Annual)
$3,176
Price-to-Rent

Lower = better for investors

21.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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