5114 Bloch St

5114 Bloch St

D

San Diego, CA 92122

$1,649,000

Soft Appraisal Value: $1,605,400 · 2.7% above estimate

Beds

3

Baths

2.5

Sqft

1,722

Year Built

1972

Days on Market

24

Property Type

Single Family

HOA/mo

N/A

MLS ID

260005758SD

Description

HUGE, FLAT, USABLE LOT with plenty of space to create. This two-story, three-bedroom, 2.5 bath home sits on a quiet cul de sac in desirable and centrally located University City. Stepping through the double doors and onto the tile entry, there is a step-down living with vaulted ceilings and crescent-shaped fireplace with attached dining area. Walking though the galley kitchen, there is a large family room with wet bar and two sliders to the backyard. All nicely-sized rooms have abundant natural light. The large backyard has an in-ground pool with plenty of space for entertaining...pool party, family barbecues, dining al fresco, or relaxing under San Diego's year-round sun.

Mortgage Calculator

Est. Monthly Payment

$10,468

Principal & Interest$8,338
Property Tax$1,649
Insurance$481
%($329,800)
%

Investment Score

2D
Est. Monthly Rent
$5,844
Monthly Cashflow

Rent − PITIA

$-4,624
Full Cashflow

Incl. vacancy, PM, maint, capex

$-7,343

Mortgage (P+I)
$8,338
Cap Rate
0.72%
Cash-on-Cash
-26.72%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.56
Break-even Rent
$15,380

NOI (Annual)
$11,949
Price-to-Rent

Lower = better for investors

23.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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