509 Avenida Aguila
1 / 20

509 Avenida Aguila

Ctop 80%

San Marcos, CA 92069Neighborhood: College Area

$910,000

Pass at asking: -$3,912/mo full cashflow at 20% down, 7.43% rate.

Works at $400,598 (56% under asking), or at 82% down.

Rent $3,996/mo from 9 leases of 3–5 bed houses within 1 mi, same school area ($3,605–$4,168).

Beds

4

Baths

3

Sqft

1,646

Year Built

1990

Days on Market

98

Property Type

Single Family

HOA/mo

N/A

MLS ID

26866541

This property is in San Marcos (92069). View neighborhood stats →

About This Property

Welcome to 509 Avenida Aguila, a move-in ready, turnkey single-family home in the heart of San Marcos, California! This well-appointed 4-bedroom, 3-bathroom residence offers 1,646 square feet of comfortable living space, perfect for families, professionals, or anyone seeking the best of Southern California living. 4 spacious bedrooms plus 3 full bathrooms; ideal for growing families or hosting guests. Open, bright floor plan with airy living spaces throughout. Community Amenities, without HOA fees! Enjoy exclusive access to a fantastic community center featuring a pool and water park, tennis courts, pickleball, baseball fields, and soccer facilities; recreation for all ages just moments away! Prime Location: Minutes to Cal State San Marcos. Easy access to Highway 78 and I-5. Close to Lake San Marcos, Discovery Lake, and scenic hiking trails. Top-rated San Marcos Unified School District. Your Turnkey Opportunity Awaits! Homes in this desirable San Marcos neighborhood move quickly. Whether you're a first-time homebuyer, upsizing for your growing family, or seeking a smart investment in North San Diego County, this turnkey property delivers exceptional value. Schedule your private tour today!

Mortgage Calculator

Est. Monthly Payment

$6,231

Principal & Interest$5,055
Property Tax$910
Insurance$265
%($182,000)
%
Loan Term

Location

Loading map...

Zoned Schools

  • Elementary

    Paloma Elementary · grades K-5 · San Marcos Unified

  • Middle

    San Marcos Middle · grades 6-8 · San Marcos Unified

  • High

    Mission Hills High · grades 9-12 · San Marcos Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Short-term not available here. San Marcos does not allow short-term rentals in residential zones. See the rules

Investment Score

29C
Est. Monthly Rent
$3,996

9 leases of 3–5 bed houses within 1 mi, same school area · $3,605–$4,168

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$2,234
Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,912

What would make this work?

$3,912/mo short at 20% down; 82% down or +$5,080/mo rent closes it.

Break-even price

56% under asking

$400,598
Break-even rent

$5,080/mo above the estimate

$9,076/mo
Cashflow at 35% down
−$2,964/mo
Down payment to break even

$746,200 cash

82%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$5,055
Cap Rate
1.77%
Cash-on-Cash
-25.79%
DSCR

Need ≥ 1.25 for DSCR loan

0.64

NOI (Annual)
$16,121
Price-to-Rent

Lower = better for investors

19.0

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Open Full Calculator
CCashflow−$3,912/mo