5018 Bella Collina
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5018 Bella Collina

C

Oceanside, CA 92056

$1,295,000
NEW — 0d

Soft Appraisal Value: $1,272,800 · 1.7% above estimate

Beds

4

Baths

2.5

Sqft

2,547

Year Built

2001

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

OC26127983

This property is in Oceanside (92056). View neighborhood stats →

Virtual Tour

About This Property

Welcome to this stunning corner-lot home in one of Oceanside's most sought-after neighborhoods — with sweeping views, no HOA, and no Mello-Roos.Set on an elevated lot framed by lush tropical palms, the grand rotunda exterior makes a memorable first impression. Step inside to a soaring vaulted foyer, a sun-filled living room, and a formal dining room with luxury vinyl flooring. The open floor plan flows into a spacious family room with a cozy fireplace and large windows showcasing the backyard and views beyond.Upstairs, the primary suite is a true retreat — panoramic views, his-and-hers walk-in closets, a large soaking tub, separate vanities, and a walk-in shower. Additional bedrooms are spacious, several with walk-in closets and winter mountain views. The backyard is made for entertaining, with coastal breezes and stunning sunset views. A wide side yard accommodates, and the 3-car tandem garage offers plenty of storage. All of these just minutes from Empresa Elementary School, shops, restaurants, a local brewery, downtown Oceanside's resort-style waterfront, the Pier, Harbor, and sandy beaches.

Mortgage Calculator

Est. Monthly Payment

$8,221

Principal & Interest$6,548
Property Tax$1,295
Insurance$378
%($259,000)
%

Location

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Investment Score

6D
Est. Monthly Rent
$4,432
Monthly Cashflow

Rent − PITIA

$-3,789
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,888

Mortgage (P+I)
$6,548
Cap Rate
0.61%
Cash-on-Cash
-27.28%
DSCR

Need ≥ 1.25 for DSCR loan

0.54
Break-even Rent
$12,078

NOI (Annual)
$7,926
Price-to-Rent

Lower = better for investors

24.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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