4367 Pacifica Way

4367 Pacifica Way #2

D

Oceanside, CA 92056

$829,999

Soft Appraisal Value: $823,000 · 0.9% above estimate

Beds

3

Baths

3.5

Sqft

1,724

Year Built

2021

Days on Market

13

Property Type

Townhouse

HOA/mo

$345

MLS ID

PTP2601992

Description

4367 Pacifica Way Unit #2, Oceanside, CA 92056. First time on the market. Built in 2021 by Taylor Morrison, this attached tri-level condominium in the gated St. Cloud at Ivey Ranch / Rancho Del Oro community offers 3 bedrooms, 3.5 bathrooms, and approximately 1,724 square feet. Originally purchased pre-construction by the owner, the home includes over $13,000 in builder upgrades with recessed lighting throughout and upgraded vinyl flooring in the main living areas. First floor: full bedroom, full bathroom, and direct access to the attached 2-car garage. Second floor: kitchen, dining area, living room, private balcony, laundry room, and half bathroom. Third floor: 2 bedroom suites, each with a full bathroom, including a primary suite with a walk-in closet. HOA dues are $345/month and include gated fob-controlled access, Junior Olympic pool, jacuzzi, fitness center, clubhouse, tot lot, landscaped grounds, and common area maintenance. Convenient location near Guajome Regional Park, Mission San Luis Rey, Oceanside Pier, The Shoppes at Carlsbad, CA-76, I-5, and approximately 15 to 20 minutes from Oceanside beaches. Nearby public schools include Ivey Ranch Elementary, Martin Luther King Jr. Middle School, and El Camino High School. Nearby private and college options include St. Mary Star of the Sea Catholic School, Tri-City Christian School, Pacific Ridge School, MiraCosta College Oceanside Campus, Palomar College, and Cal State San Marcos.

Mortgage Calculator

Est. Monthly Payment

$5,614

Principal & Interest$4,197
Property Tax$830
Insurance$242
HOA$345
%($166,000)
%

Investment Score

5D
Est. Monthly Rent
$4,121
Monthly Cashflow

Rent − PITI − HOA

$-1,493
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,132

Mortgage (P+I)
$4,197
Cap Rate
1.54%
Cash-on-Cash
-22.64%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.73
Break-even Rent
$8,189

NOI (Annual)
$12,774
Price-to-Rent

Lower = better for investors

16.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator