4367 Pacifica Way
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4367 Pacifica Way #2

C

Oceanside, CA 92056

$795,900

Soft Appraisal Value: $805,800 · 1.2% below estimate

Beds

3

Baths

3.5

Sqft

1,724

Year Built

2021

Days on Market

103

Property Type

Condo

HOA/mo

$345

MLS ID

PTP2601992

This property is in Oceanside (92056). View neighborhood stats →

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About This Property

First time on the market! Built in 2021 by Taylor Morrison, this beautifully upgraded tri-level home offers the perfect blend of modern design, flexible living space, and resort-style amenities within the highly sought-after gated St. Cloud community of Ivey Ranch / Rancho Del Oro. Offering 3 bedrooms, 3.5 bathrooms, and approximately 1,724 sq ft, the thoughtfully designed floor plan provides flexibility for today's lifestyle. The first level features a private bedroom and full bath, ideal for guests, a home office, or multigenerational living. The main living area boasts an open-concept layout with upgraded vinyl flooring, recessed lighting throughout, a private balcony, and a spacious kitchen that opens seamlessly to the dining and living areas, creating an ideal space for everyday living and entertaining. A standout feature of the home is the dual-suite upper level, where both upstairs bedrooms enjoy their own private bathrooms, providing added comfort, privacy, and flexibility for family members, guests, or roommates. The spacious primary suite also features a walk-in closet. Selected by the original owner with over $13,000 in builder upgrades, this move-in-ready residence combines modern comfort with low-maintenance living. Residents enjoy resort-style amenities including a Junior Olympic pool, spa, fitness center, clubhouse, playground, and beautifully maintained grounds. Conveniently located near shopping, dining, parks, top-rated schools, CA-76, I-5, and just minutes from Oceanside's beaches, this home offers the best of North County living. Whether you're looking for a primary residence, a lock-and-leave lifestyle, or a newer home in one of Oceanside's most desirable gated communities, this is an opportunity you won't want to miss.

Mortgage Calculator

Est. Monthly Payment

$5,398

Principal & Interest$4,025
Property Tax$796
Insurance$232
HOA$345
%($159,180)
%

Location

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Investment Score

25D
Est. Monthly Rent
$3,415
Monthly Cashflow

Rent − PITIA

$-1,982
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,431

Mortgage (P+I)
$4,025
Cap Rate
0.89%
Cash-on-Cash
-25.87%
DSCR

Need ≥ 1.25 for DSCR loan

0.63
Break-even Rent
$7,871

NOI (Annual)
$7,121
Price-to-Rent

Lower = better for investors

19.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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