4358 Saint Cloud Way
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4358 Saint Cloud Way #2

C

Oceanside, CA 92056

$799,000

Soft Appraisal Value: $795,100 · 0.5% above estimate

Beds

3

Baths

3.5

Sqft

1,724

Year Built

2019

Days on Market

11

Property Type

Townhouse

HOA/mo

$345

MLS ID

PTP2603615

This property is in Oceanside (92056). View neighborhood stats →

Virtual Tour

About This Property

elcome to Hideaway at St. Cloud, built in 2019 by William Lyon/Taylor Morrison — a move in ready, gated community in the heart of Oceanside’s sought-after Ivey Ranch neighborhood! This stunning 3-bed, 3.5-bath tri-level townhome offers 1,724 sq ft of modern living with an open floor plan, contemporary finishes, alarm system, and custom closets in all bedrooms. The attached 2-car garage adds everyday convenience rarely found at this price point. Resort-style amenities include a Jr. Olympic pool, spa, fitness center, clubhouse with cabanas, BBQ areas, basketball court, and tot lot — all within a secure gated community. Outside your front door, enjoy an unbeatable lifestyle: walk to Ivey Ranch Elementary and MLK Jr. Middle School, and step right over to MLK Jr. Park for baseball, soccer, roller hockey, and a skate park. Oceanside National Little League is practically next door, Frontwave Arena and the SoCal Sports Complex — home to regional soccer, basketball, events, etc, are just minutes away. Stay active at nearby Rancho del Oro Park (with on-site YMCA) or take a dip at El Corazon Park’s pool. Everyday conveniences are a short drive to Mission Marketplace (Target, Sprouts, theater) and Oceanside Village Square. Easy access to Camp Pendleton, beaches, and the 76 freeway. VA & FHA approved.Walking distance to Ivey Ranch Elementary, MLK Jr. Middle School, skate park, soccer and baseball fields, hockey rink . Minutes to Camp Pendleton, beaches, shopping, dining, and the 76 freeway. VA & FHA approved — making this an exceptional opportunity for military families and first-time buyers alike. Don’t miss this move-in ready gem in one of North County San Diego’s most desirable communities!

Mortgage Calculator

Est. Monthly Payment

$5,417

Principal & Interest$4,040
Property Tax$799
Insurance$233
HOA$345
%($159,800)
%

Location

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Investment Score

42C
Est. Monthly Rent
$4,222
Monthly Cashflow

Rent − PITIA

$-1,195
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,832

Mortgage (P+I)
$4,040
Cap Rate
1.81%
Cash-on-Cash
-21.27%
DSCR

Need ≥ 1.25 for DSCR loan

0.78
Break-even Rent
$7,900

NOI (Annual)
$14,497
Price-to-Rent

Lower = better for investors

15.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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