4968 Poseidon
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4968 Poseidon

Ctop 80%

Oceanside, CA 92056Neighborhood: Ocean Hills

$1,450,000
STR closed · inland Oceanside

0 licensed short-term rentals within ½ mile (0 whole home), from the cities' license and permit lists of Nov 9, 2026.

Pass at asking: -$7,819/mo full cashflow at 20% down, 7.43% rate.

Works at $431,997 (70% under asking), or at 98% down.

Rent $5,396/mo from 11 leases of 2–4 bed houses within 1 mi, same school area ($5,015–$5,553).

Beds

3

Baths

3.5

Sqft

2,808

Year Built

1991

Days on Market

46

Property Type

Single Family

HOA/mo

$837

MLS ID

260023408SD

This property is in Oceanside (92056). View neighborhood stats →

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About This Property

MAJOR PRICE IMPROVEMENT. If you want spacious, thoughtful design with modern comfort, Dwell West has you covered. This San Remo model in Ocean Hills Country Club, a resort-style 55+ senior community, is waiting for you. Professionally renovated from top to bottom with curated finishes, it's move-in ready. The chef's kitchen has quartz countertops and white oak shaker cabinetry, a designer tile backsplash, a butler-style pantry, updated sink and fixtures, and new stainless steel appliances. The open living spaces have been freshly painted, with luxury vinyl plank flooring, updated lighting, ceiling fans, and a refreshed fireplace. The primary suite is sublime, with a rebuilt private deck. You'll feel like you are visiting a spa when you enter the primary bathroom, with a double oak vanity, a free-standing soaking tub, a bench seat, and upgraded fixtures in the oversized tiled shower. Secondary bathrooms have new vanities, tile surrounds, and designer finishes. Relax knowing that major system upgrades include new dual 3-ton furnaces(one for each level), new thermostats, updated registers and ductwork as needed, and new dual-paned windows. Sewer hydro-jetting and scoping done. This turnkey home offers style, quality, and effortless living in an exceptional active adult community. Some of the highlights of Ocean Hills Country Club are an 18-hole executive golf course, Jr. Olympic solar-heated saltwater pool,tennis,pickleball,bocce,paddleball,shuffleboard,dog park. The 27,000+ sq ft clubhouse has a fitness center(cardio and weights), locker rooms/showers, computer lounge, billiards, sewing, crafting, woodworking, and many activities and clubs.

Mortgage Calculator

Est. Monthly Payment

$10,765

Principal & Interest$8,055
Property Tax$1,450
Insurance$423
HOA$837
%($290,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Lake Elementary · grades K-5 · Vista Unified

  • Middle

    Madison Middle · grades 6-8 · Vista Unified

  • High

    Rancho Buena Vista High · grades 9-12 · Vista Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules

Investment Score

4C
Est. Monthly Rent
$5,396

11 leases of 2–4 bed houses within 1 mi, same school area · $5,015–$5,553

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$5,369
Full Cashflow

Incl. vacancy, PM, maint, capex

-$7,819

What would make this work?

$7,819/mo short at 20% down; 98% down or +$10,154/mo rent closes it.

Break-even price

70% under asking

$431,997
Break-even rent

$10,154/mo above the estimate

$15,550/mo
Cashflow at 35% down
−$6,308/mo
Down payment to break even

$1,421,000 cash

98%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$8,055
Cap Rate
0.42%
Cash-on-Cash
-32.35%
DSCR

Need ≥ 1.25 for DSCR loan

0.50

NOI (Annual)
$6,077
Price-to-Rent

Lower = better for investors

22.4

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$7,819/mo