6039 Piros Way
1 / 20

6039 Piros Way

Dbottom 20%

Oceanside, CA 92056Neighborhood: Ocean Hills

$1,450,000
NEW — 0d
STR closed · inland Oceanside

0 licensed short-term rentals within ½ mile (0 whole home), from the cities' license and permit lists of Nov 6, 2026.

Pass at asking: -$8,431/mo full cashflow at 20% down, 7.43% rate.

Works at $352,304 (76% under asking); even all cash loses money at asking.

Rent $4,417/mo from 15 leases of 2–4 bed houses within 1 mi ($4,406–$4,815).

Beds

3

Baths

2.5

Sqft

2,149

Year Built

1998

Days on Market

0

Property Type

Single Family

HOA/mo

$695

MLS ID

NDP2610040

This property is in Oceanside (92056). View neighborhood stats →

Virtual Tour

About This Property

This “Athos” model, 2149 sf, rarely comes up on the market. This home is completely updated and move-in ready. Welcome to your dream community retreat at Ocean Hills Country Club, where luxury meets convenience in the exclusive Portofino enclave. This highly desirable and rare Athos model beckons with the promise of an idyllic senior lifestyle, with Primary Bedroom downstairs and 2 bedrooms plus a loft upstairs for those looking for the perfect layout. The downstairs Primary Suite offers a sanctuary of comfort, boasting dual vanity sinks, a luxurious soaking tub, separate stall shower, and a walk-in closet. The bonus...views of your lush backyard oasis! The adjacent kitchen and family room welcome gatherings. Upstairs, discover a spacious den/loft adorned with ample room, ideal for relaxation or pursuing hobbies. There are two bedrooms upstairs, one of which is currently being used for an office. An additional “nook” space has been turned into another office area. The entire yard has been updated with beautiful pavers with special outdoor lighting. A lovely outdoor kitchen/BBQ and bar has been added to enhance your outdoor entertaining. The mature landscaping and colorful plants—a perfect sanctuary for relaxation. Indulge in the resort-style amenities of Ocean Hills Country Club, including an 18-hole executive golf course, a remodeled clubhouse where you can enjoy movie nights and the fitness center. Enjoy the solar-heated resort style pool. With over 60 social clubs to explore, including golfing (included in your HOA fees), swimming, pickleball, tennis, bocce, shuffleboard, and others such as Doowop, Ballroom, Line dancing, Theater, Photography, Computer, Bridge, and Mahjong, every day offers boundless opportunities for leisure and connection. Conveniently located near award-winning restaurants, shopping destinations, parks, and commuter routes, this turnkey home invites you to embrace the lifestyle of your dreams.

Mortgage Calculator

Est. Monthly Payment

$10,623

Principal & Interest$8,055
Property Tax$1,450
Insurance$423
HOA$695
%($290,000)
%
Loan Term

Location

Loading map...

Zoned Schools

  • Elementary

    Lake Elementary · grades K-5 · Vista Unified

  • Middle

    Madison Middle · grades 6-8 · Vista Unified

  • High

    Rancho Buena Vista High · grades 9-12 · Vista Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules

Investment Score

0D
Est. Monthly Rent
$4,417

15 leases of 2–4 bed houses within 1 mi · $4,406–$4,815

Blended 50/50 with the zip's market median ($4,110)

Monthly Cashflow

Rent − PITIA

-$6,206
Full Cashflow

Incl. vacancy, PM, maint, capex

-$8,431

What would make this work?

$8,431/mo short at 20% down; +$10,949/mo rent closes it.

Break-even price

76% under asking

$352,304
Break-even rent

$10,949/mo above the estimate

$15,366/mo
Cashflow at 35% down
−$6,920/mo
Down payment to break even

Negative even all-cash

Not reachable
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$8,055
Cap Rate
-0.13%
Cash-on-Cash
-34.89%
DSCR

Need ≥ 1.25 for DSCR loan

0.42

NOI (Annual)
-$1,853
Price-to-Rent

Lower = better for investors

27.4

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Open Full Calculator
DCashflow−$8,431/mo