4957 Old Cliffs Rd

4957 Old Cliffs Rd

D

San Diego, CA 92120

$297,000
NEW — 3d on market

Beds

3

Baths

2

Sqft

1,344

Year Built

1997

Days on Market

3

Property Type

Manufactured

HOA/mo

$1,932

MLS ID

260007723SD

Description

Perched on a bluff in The Cliffs 55+ MHP, is this well-loved 3 BR, 2 BA, manufactured home. Stunning views and sunsets from the 500+ sf hardwood wrap around deck. Newer shingle roof, vinyl windows, and recent exterior paint. Upgrades include a solar powered whole house exhaust fan, newer furnace, and 3 energy efficient window AC’s. Interior features vaulted ceiling, stranded bamboo hardwood flooring and generous windows. Yes, the beautiful corner fireplace conveys! Dining room features a built-in hutch, the galley kitchen with ample cabinets, and large pantry. The primary bedroom features a huge walk in closet with custom shelving. Primary bathroom has a longer single sink vanity, a step in shower with seats, and plenty of storage cabinets. The guest bathroom is upgraded with a deeper porcelain bathtub surrounded by ceramic tiles, newer fixtures, and handheld shower. The 3rd bedroom is a hidden gem perfect for a private office making it easier to maintain boundaries between work and home.

Mortgage Calculator

Est. Monthly Payment

$3,817

Principal & Interest$1,502
Property Tax$297
Insurance$87
HOA$1,932
%($59,400)
%

Investment Score

0D
Est. Monthly Rent
$1,931
Monthly Cashflow

Rent − PITIA

$-1,887
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,578

Mortgage (P+I)
$1,502
Cap Rate
-4.35%
Cash-on-Cash
-52.09%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.51
Break-even Rent
$5,280

NOI (Annual)
$-12,920
Price-to-Rent

Lower = better for investors

12.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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