495 San Pasqual Valley Road #116
Atop 10%Escondido, CA 92027
An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.
Pass at asking: -$1,230/mo full cashflow at 20% down, 7.36% rate.
Works at $119,066 (57% under asking), or at 84% down.
Rent $1,960/mo from 16 leases of studio–2 bed condos & townhomes within 1 mi ($1,825–$2,261).
Beds
1
Baths
1
Sqft
644
Year Built
2001
Days on Market
45
Property Type
Condo
HOA/mo
$599
MLS ID
NDP2609039
This property is in Escondido (92027). View neighborhood stats →
About This Property
VA-approved community! Welcome to this charming and affordable upper-level 1-bedroom, 1-bathroom condo in Escondido, offering comfortable living with low-maintenance convenience. Soaring vaulted ceilings create a bright, open feel in the spacious living area, complemented by warm wood-look flooring and a sliding glass door that opens to your private balcony—perfect for morning coffee or unwinding at the end of the day. The well-appointed kitchen features granite countertops, a raised breakfast bar, stainless steel appliances, and corner windows that bring in natural light. An in-unit stacked washer and dryer add everyday convenience. The HOA includes water, trash, and common area maintenance, while community amenities include a sparkling pool and fitness center. One assigned parking space is included. Conveniently located near shopping, dining, freeway access, and local recreation, this home is an excellent opportunity for a first-time buyer or anyone seeking an easy, low-maintenance lifestyle in a convenient Escondido location.
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Est. Monthly Payment
$2,505
Location
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Zoned Schools
Elementary
Central Elementary · grades K-5 · Escondido Union
Middle
Del Dios Academy of Arts and Sciences · grades 6-8 · Escondido Union
High
Orange Glen High · grades 9-12 · Escondido Union High
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
3 comps foundThis Property
$1,960
Comp Average
$1,976
1811 Grand Avenue
1bd / 1ba · 709 sqft · Condo
$237K
Est. $2,041/mo
27739 Mountain Meadow Road
1bd / 1ba · 574 sqft · Condo
$319K
Est. $1,928/mo
495 San Pasqual Valley Road
1bd / 1ba · 644 sqft · Condo
$279K
Est. $1,960/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
16 leases of studio–2 bed condos & townhomes within 1 mi · $1,825–$2,261
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$1,230/mo short at 20% down; 84% down or +$1,597/mo rent closes it.
- Break-even price
- $119,066
- Break-even rent
- $3,557/mo
- Cashflow at 35% down
- −$940/mo
- Down payment to break even
- 84%
- Rate to break even
- Not reachable
57% under asking
$1,597/mo above the estimate
$235,200 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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