4939 Riding Ridge Road
1 / 20

4939 Riding Ridge Road

D

Carmel Valley, CA 92130

$2,500,000
NEW — 0d

Beds

3

Baths

3

Sqft

2,844

Year Built

1996

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

PTP2603300

This property is in Carmel Valley (92130). View neighborhood stats →

Virtual Tour

About This Property

Exceptional Palisades residence in prime Carmel Valley, thoughtfully remodeled with high-end finishes throughout. This home offers 3 upstairs bedrooms, an upstairs bonus room currently used as a playroom, and a downstairs bonus room currently used as an office. Sun-filled living spaces highlight wide-plank wood flooring and a seamless indoor-outdoor flow to a private, south-facing backyard. The chef’s kitchen is designed for both function and style, featuring quartz surfaces, custom cabinetry, and premium appliances. Ideally located near parks, top-rated schools, and local amenities, with owned solar.

Mortgage Calculator

Est. Monthly Payment

$15,871

Principal & Interest$12,641
Property Tax$2,500
Insurance$729
%($500,000)
%

Location

Loading map...

Investment Score

0D
Est. Monthly Rent
$6,265
Monthly Cashflow

Rent − PITIA

$-9,605
Full Cashflow

Incl. vacancy, PM, maint, capex

$-13,130

Mortgage (P+I)
$12,641
Cap Rate
-0.23%
Cash-on-Cash
-31.51%
DSCR

Need ≥ 1.25 for DSCR loan

0.39
Break-even Rent
$23,316

NOI (Annual)
$-5,859
Price-to-Rent

Lower = better for investors

33.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator