11334 San Raphael Driveway

11334 San Raphael Driveway

D

Carmel Valley, CA 92130

$1,700,000

Soft Appraisal Value: $1,695,000 · 0.3% above estimate

Beds

3

Baths

2.5

Sqft

2,372

Year Built

2000

Days on Market

8

Property Type

Single Family

HOA/mo

$260

MLS ID

ND26050142

View on MLS

Description

Situated within the prestigious gated enclave of San Raphael in Torrey Hills, this detached residence epitomizes modern elegance and resort-style living. The home features a thoughtfully designed 2,372 sq. ft. floor plan, characterized by light-filled interiors and seamless transitions between living spaces.This refined property includes three spacious bedrooms, 2.5 bathrooms, and a versatile loft, complemented by an attached two-car garage. The main level is optimized for both daily comfort and entertaining, offering distinct living and family areas that open to a private rear yard. Residents enjoy access to premium community amenities, including a swimming pool, spa, and recreational facilities, all while being minutes away from top-tier schools, luxury dining, and major transport corridors.

Mortgage Calculator

Est. Monthly Payment

$11,052

Principal & Interest$8,596
Property Tax$1,700
Insurance$496
HOA$260
%($340,000)
%

Investment Score

0D
Est. Monthly Rent
$5,093
Monthly Cashflow

Rent − PITI − HOA

$-5,959
Full Cashflow

Incl. vacancy, PM, maint, capex

$-8,547

Mortgage (P+I)
$8,596
Cap Rate
0.03%
Cash-on-Cash
-21.03%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.46
Break-even Rent
$11,052

NOI (Annual)
$587
Price-to-Rent

Lower = better for investors

27.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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