4909 Pacifica

4909 Pacifica

C

San Diego, CA 92109

$2,099,999

Soft Appraisal Value: $2,058,300 · 2.0% above estimate

Beds

3

Baths

2.5

Sqft

1,991

Year Built

1980

Days on Market

50

Property Type

Single Family

HOA/mo

N/A

MLS ID

260010394SD

This property is in San Diego (92109). View neighborhood stats →

Virtual Tour

About This Property

Completely renovated coastal gem with stunning Mission Bay views! Welcome to 4909 Pacifica Drive in Pacific Beach, a beautifully reimagined 3-bedroom, 2.5-bath home that blends modern luxury with coastal charm. Step inside to discover brand-new luxury vinyl plank flooring, skylights that fill the living spaces with natural light, and a fresh full interior and exterior paint job. The custom kitchen shines with stainless steel KitchenAid appliances, a stylish backsplash, and ample storage, while the bathrooms boast glossy ceramic tile, LED mirrors, and new fixtures. Enjoy comfort and efficiency with new LED lighting, ceiling fans in every bedroom, a tankless water heater, and a PAID-OFF Sullivan SolarPower system. A true highlight of this renovation is the newly added, fully permitted, oversized laundry room and custom-built walk-in pantry -designed for ultimate convenience and functionality. These thoughtful additions elevate daily living with modern organization and extra space rarely found in Pacific Beach homes. The primary suite offers a large walk-in closet and sliding glass door leading directly. Outdoors, relax and take in bay views from the bar-top railing, relax on new turf, and entertain on fresh exterior tile patios. Every detail has been upgraded- from the new sewer main and drains to the new garage door. This turnkey home is a showcase of quality, design, and energy efficiency in one of San Diego’s most desirable neighborhoods. Experience coastal living at its finest at 4909 Pacifica Drive, Pacific Beach - where every sunset over Mission Bay feels like home.

Mortgage Calculator

Est. Monthly Payment

$13,331

Principal & Interest$10,619
Property Tax$2,100
Insurance$612
%($420,000)
%

Location

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Investment Score

6D
Est. Monthly Rent
$7,182
Monthly Cashflow

Rent − PITIA

$-6,149
Full Cashflow

Incl. vacancy, PM, maint, capex

$-9,551

Mortgage (P+I)
$10,619
Cap Rate
0.61%
Cash-on-Cash
-27.29%
DSCR

Need ≥ 1.25 for DSCR loan

0.54
Break-even Rent
$19,585

NOI (Annual)
$12,818
Price-to-Rent

Lower = better for investors

24.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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