4907 Bella Collina Street
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4907 Bella Collina Street

D

Oceanside, CA 92056

$1,150,000
NEW — 1d on market

Beds

5

Baths

3

Sqft

2,411

Year Built

1998

Days on Market

1

Property Type

Single Family

HOA/mo

$10

MLS ID

NDP2603602

This property is in Oceanside (92056). View neighborhood stats →

Virtual Tour

About This Property

Welcome to 4907 Bella Collina Street, a beautifully maintained home that truly reflects pride of ownership in one of Oceanside’s most desirable communities. From the moment you arrive, you’ll notice the care and attention that has gone into every detail. Inside, the home features a well-designed layout complemented by tasteful upgrades throughout, creating a space that feels both comfortable and elevated. Natural light fills the living areas, enhancing the home’s inviting atmosphere and making it ideal for both everyday living and entertaining. The kitchen and living spaces flow seamlessly, offering functionality without sacrificing style. Each room has been thoughtfully maintained, providing a move-in ready opportunity for the next owner to enjoy from day one. Step outside to a private outdoor space perfect for relaxing, hosting, or simply enjoying the Southern California lifestyle. One of the standout features of this property is the incredibly low HOA—just $10 per month—offering the benefits of a community setting without the typical added costs. Located in a convenient Oceanside location close to shopping, dining, parks, and just a short drive to the coast, this home offers the perfect balance of comfort, quality, and value.

Mortgage Calculator

Est. Monthly Payment

$7,310

Principal & Interest$5,815
Property Tax$1,150
Insurance$335
HOA$10
%($230,000)
%

Location

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Investment Score

2D
Est. Monthly Rent
$4,025
Monthly Cashflow

Rent − PITIA

$-3,285
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,169

Mortgage (P+I)
$5,815
Cap Rate
0.67%
Cash-on-Cash
-26.97%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.55
Break-even Rent
$10,738

NOI (Annual)
$7,751
Price-to-Rent

Lower = better for investors

23.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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